What does J.N.Z. - FINANCE & MANAGEMENT do?

J.N.Z. - FINANCE & MANAGEMENT is a repair service in Lede. Public Limited, started on 13 July 1998, 1 establishment.

What is the address of J.N.Z. - FINANCE & MANAGEMENT?

The registered office of J.N.Z. - FINANCE & MANAGEMENT is located at Grote Steenweg 284, 9340 Lede.

Is J.N.Z. - FINANCE & MANAGEMENT still active?

Yes. According to the CBE (29 October 2026) J.N.Z. - FINANCE & MANAGEMENT is active, legal situation “Normale toestand”, started on 13 July 1998.

Is J.N.Z. - FINANCE & MANAGEMENT registered on Peppol?

Yes, J.N.Z. - FINANCE & MANAGEMENT is registered on the Peppol network with ID 0208:0463721465.

What is the enterprise number of J.N.Z. - FINANCE & MANAGEMENT?

The enterprise number of J.N.Z. - FINANCE & MANAGEMENT is BE0463721465.

When was J.N.Z. - FINANCE & MANAGEMENT founded?

J.N.Z. - FINANCE & MANAGEMENT was founded on 13 July 1998.

Who are the directors of J.N.Z. - FINANCE & MANAGEMENT?

According to the 2025 annual accounts, the directors of J.N.Z. - FINANCE & MANAGEMENT are: Jef Kennof, Nancy Francine De Laender, Jan Kennof, Zoë Kennof.

Is J.N.Z. - FINANCE & MANAGEMENT a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 13 July 1998; 4 annual accounts filed, latest fiscal year 2025; 4 directors known from the annual account.

How much profit did J.N.Z. - FINANCE & MANAGEMENT make in 2025?

J.N.Z. - FINANCE & MANAGEMENT posted a profit after taxes of € 110,716 in financial year 2025.

What is the revenue of J.N.Z. - FINANCE & MANAGEMENT?

As a small company, J.N.Z. - FINANCE & MANAGEMENT is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 508,899.

J.N.Z. - FINANCE & MANAGEMENT (Public Limited) - Lede

Dossier J.N.Z. - FINANCE & MANAGEMENT, printed on 29 October 2026 from databakkes.be/en/0463721465/j-n-z-finance-management. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

J.N.Z. - FINANCE & MANAGEMENT from Lede, company number BE0463721465, closed financial year 2025 with a result of € 110,716 after tax. For that financial year J.N.Z. - FINANCE & MANAGEMENT recorded a gross margin of € 508,899 and equity of € 346,466. Compared with financial year 2024, the result moved from € 42,060 to € 110,716. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 23, 2026.

What it is worth Growing

€ 346,466

▲ 35% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 110,716

▲ 163% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 97,578

▲ € 83,909 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 20,700 paid out

19 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Vehicles and equipment

€ 26,096

▼ 23% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 52,413

▼ 76% vs 2024

€ 13,930 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 2,684

▼ 84% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 12,916

▲ 43% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 101,730 Gross margin 2022: € 101,730 First fiscal year in the series	€ 90,462 Gross margin 2023: € 90,462 ▼ 11% vs 2022 (€ 101,730) Unfavourable step	€ 108,861 Gross margin 2024: € 108,861 ▲ 20% vs 2023 (€ 90,462) Favourable step	€ 508,899 Gross margin 2025: € 508,899 ▲ € 400,038 vs 2024 (€ 108,861) Favourable step	▲ € 400,038
Profit after taxes	€ 39,049 Profit after taxes 2022: € 39,049 First fiscal year in the series	€ 34,467 Profit after taxes 2023: € 34,467 ▼ 12% vs 2022 (€ 39,049) Unfavourable step	€ 42,060 Profit after taxes 2024: € 42,060 ▲ 22% vs 2023 (€ 34,467) Favourable step	€ 110,716 Profit after taxes 2025: € 110,716 ▲ 163% vs 2024 (€ 42,060) Favourable step	▲ 163%
Equity	€ 237,846 Equity 2022: € 237,846 First fiscal year in the series	€ 236,198 Equity 2023: € 236,198 ▼ 1% vs 2022 (€ 237,846) Unfavourable step	€ 256,451 Equity 2024: € 256,451 ▲ 9% vs 2023 (€ 236,198) Favourable step	€ 346,466 Equity 2025: € 346,466 ▲ 35% vs 2024 (€ 256,451) Favourable step	▲ 35%
Total debts	€ 431,444 Total debts 2022: € 431,444 First fiscal year in the series	€ 420,746 Total debts 2023: € 420,746 ▼ 2% vs 2022 (€ 431,444) Favourable step	€ 409,994 Total debts 2024: € 409,994 ▼ 3% vs 2023 (€ 420,746) Favourable step	€ 94,437 Total debts 2025: € 94,437 ▼ 77% vs 2024 (€ 409,994) Favourable step	▼ 77%
Cash	€ 40,619 Cash 2022: € 40,619 First fiscal year in the series	€ 54,742 Cash 2023: € 54,742 ▲ 35% vs 2022 (€ 40,619) Favourable step	€ 13,669 Cash 2024: € 13,669 ▼ 75% vs 2023 (€ 54,742) Unfavourable step	€ 97,578 Cash 2025: € 97,578 ▲ € 83,909 vs 2024 (€ 13,669) Favourable step	▲ € 83,909
Land & buildings	€ 603,733 Land & buildings 2022: € 603,733 First fiscal year in the series	€ 581,031 Land & buildings 2023: € 581,031 ▼ 4% vs 2022 (€ 603,733) Unchanged	€ 600,378 Land & buildings 2024: € 600,378 ▲ 3% vs 2023 (€ 581,031) Unchanged	€ 280,815 Land & buildings 2025: € 280,815 ▼ 53% vs 2024 (€ 600,378) Unchanged	▼ 53%
Retained profit	€ 175,846 Retained profit 2022: € 175,846 First fiscal year in the series	€ 174,198 Retained profit 2023: € 174,198 ▼ 1% vs 2022 (€ 175,846) Unfavourable step	€ 194,451 Retained profit 2024: € 194,451 ▲ 12% vs 2023 (€ 174,198) Favourable step	€ 284,466 Retained profit 2025: € 284,466 ▲ 46% vs 2024 (€ 194,451) Favourable step	▲ 46%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 36,115 Dividend 2023: € 36,115 Unchanged (€ 0) Unchanged	€ 21,807 Dividend 2024: € 21,807 ▼ 40% vs 2023 (€ 36,115) Unchanged	€ 20,700 Dividend 2025: € 20,700 ▼ 5% vs 2024 (€ 21,807) Unchanged	▼ 5%
Bank debt	€ 248,765 Bank debt 2022: € 248,765 First fiscal year in the series	€ 225,497 Bank debt 2023: € 225,497 ▼ 9% vs 2022 (€ 248,765) Favourable step	€ 220,756 Bank debt 2024: € 220,756 ▼ 2% vs 2023 (€ 225,497) Favourable step	€ 52,413 Bank debt 2025: € 52,413 ▼ 76% vs 2024 (€ 220,756) Favourable step	▼ 76%
Balance sheet total	€ 669,290 Balance sheet total 2022: € 669,290 First fiscal year in the series	€ 656,944 Balance sheet total 2023: € 656,944 ▼ 2% vs 2022 (€ 669,290) Unchanged	€ 666,445 Balance sheet total 2024: € 666,445 ▲ 1% vs 2023 (€ 656,944) Unchanged	€ 440,903 Balance sheet total 2025: € 440,903 ▼ 34% vs 2024 (€ 666,445) Unchanged	▼ 34%

Key figures of J.N.Z. - FINANCE & MANAGEMENT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.

What happened to J.N.Z. - FINANCE & MANAGEMENT?

What happened at J.N.Z. - FINANCE & MANAGEMENT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jan 23, 2026 New annual accounts for financial year 2025: profit of € 110,716 (▲ 163% vs 2024). Source: NBB ↗
2022 Jef Kennof became a director. NBB
2022 Nancy Francine De Laender became a director. NBB
2022 Jan Kennof became a director. NBB
2022 Zoë Kennof became a director. NBB
Jul 14, 1998 New establishment in Lede. KBO
Jul 13, 1998 Start of the company according to the CBE. KBO

In short

From € 39,049 profit in 2022 to € 110,716 profit in 2025.

Paid € 95,877 in corporate taxes since 2022.

Best year ever: 2025, with € 110,716 profit.

Paid out € 78,623 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Jef Kennof Nancy Francine De Laender Jan Kennof Zoë Kennof

GARAGE CARROSSERIE KENNOF JAN

J.N.Z. - FINANCE & MANAGEMENT

KENINVEST

GERIA

Behind J.N.Z. - FINANCE & MANAGEMENT are Jef Kennof, Nancy Francine De Laender, Jan Kennof and Zoë Kennof. The same people are also behind GARAGE CARROSSERIE KENNOF JAN. Jan Kennof is also behind KENINVEST and GERIA.

Directors

According to the 2025 annual accounts

Jef Kennof

Director

Also active at: GARAGE CARROSSERIE KENNOF JAN

since 2022

Nancy Francine De Laender

Director

Also active at: GARAGE CARROSSERIE KENNOF JAN

since 2022

Jan Kennof

Director

Also active at: GARAGE CARROSSERIE KENNOF JAN, KENINVEST, GERIA

since 2022

Zoë Kennof

Director

Also active at: GARAGE CARROSSERIE KENNOF JAN

since 2022

Establishments

Establishment units

Physical locations of this company

Registered office

Grote Steenweg 284

9340 Lede

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

GARAGE CARROSSERIE KENNOF JAN same network

€ 376,391 gross margin · 2025

KENNOF

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0463.721.465

VAT number

BE 0463.721.465

Registered office

Grote Steenweg 284, 9340 Lede

Names & denominations

J.N.Z. - FINANCE & MANAGEMENT

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

13 July 1998

Peppol

Active · Active since 1 Jan 2001

Activities · NACE

Wassen en poetsen van motorvoertuigen

Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen

Bemiddeling in verband met exploitatie van en handel in onroerend goed

Overige adviesbureaus op het gebied van bedrijfsvoering en beheer

Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

View on CBE Public ↗ Annual accounts (NBB) ↗

J.N.Z. - FINANCE & MANAGEMENT

Financials

What happened to J.N.Z. - FINANCE & MANAGEMENT?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions