Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 49 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MAISON PONCELET from Paliseul, company number BE0463554387, closed financial year 2025 with a result of € -2,017 after tax. For that financial year MAISON PONCELET recorded a gross margin of € 56,248 and equity of € 194,833. Compared with financial year 2024, the result moved from € -10,834 to € -2,017. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 19, 2026.
€ 194,833
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,017
▲ 81 % less loss than in 2024
Profit after tax over the fiscal year.
€ 90,192
▲ 13% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 133,333.
People and assets in 2025
€ 27,532
▲ 12% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 32,096
▼ 31% vs 2024
€ 14,617 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 4,011
▲ 106% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,332
▼ 24% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 73,987 | € 72,788 | € 42,855 | € 56,248 | ▲ 31% |
| Profit after taxes | € 16,834 | € 12,665 | € -10,834 | € -2,017 | ▲ € 8,817 |
| Equity | € 195,020 | € 207,684 | € 196,850 | € 194,833 | ▼ 1% |
| Total debts | € 250,543 | € 245,831 | € 230,315 | € 213,915 | ▼ 7% |
| Cash | € 79,868 | € 98,901 | € 79,993 | € 90,192 | ▲ 13% |
| Land & buildings | € 244,070 | € 220,857 | € 215,029 | € 193,618 | ▼ 10% |
| Retained profit | € 133,520 | € 146,184 | € 135,350 | € 133,333 | ▼ 1% |
| Bank debt | € 74,000 | € 60,349 | € 46,383 | € 32,096 | ▼ 31% |
| Balance sheet total | € 445,563 | € 453,515 | € 427,165 | € 408,748 | ▼ 4% |
Key figures of MAISON PONCELET, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MAISON PONCELET?
What happened at MAISON PONCELET in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Valérie LAFARQUE stepped down as director. NBB
- Philippe PONCELET stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 2,017. Source: NBB ↗
- Valérie LAFARQUE became a director. NBB
- Philippe PONCELET became a director. NBB
- New establishment in Paliseul. KBO
- Start of the company according to the CBE. KBO
In short
From € 16,834 profit in 2022 to € 2,017 loss in 2025.
Paid € 9,319 in corporate taxes since 2022.
Best year ever: 2022, with € 16,834 profit.
Management
Directors
According to the 2025 annual accounts
Valérie LAFARQUE
Director
since 2021 · until 2027
Philippe PONCELET
Managing director
since 2021 · until 2027
Establishments
Establishment units
Physical locations of this company
Rue Saint-Roch 3
6850 Paliseul
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0463.554.387
- VAT number
- BE 0463.554.387
- Registered office
- Rue Saint-Roch 3, 6850 Paliseul
- Names & denominations
- MAISON PONCELET
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 12 June 1998
- Peppol
- Active · Active since 9 Dec 2025
- Activities · NACE
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Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)
Schilderen van gebouwen
Schilderen
Detailhandel in tapijten en andere vloerbedekking en wandbekleding
Gespecialiseerde detailhandel in behang, vloerbedekking, vloerkleden en tapijt