Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 19 % of short-term debt in 2024; threshold 65 %.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
Metro Kredieten from Zonhoven, company number BE0463475205, closed financial year 2024 with a result of € 1,960 after tax. For that financial year Metro Kredieten recorded a gross margin of € 2,287 and equity of € -7,575. Compared with financial year 2023, the result moved from € 825 to € 1,960. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2025.
€ -7,575
▲ € 1,960 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,960
▲ 138% vs 2023
Profit after tax over the fiscal year.
€ 1,281
▼ 42% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € -26,167.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 2,063
▲ 112% vs 2023
Supplier invoices still open on the last day of the fiscal year.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 5,421 | € 2,251 | € 1,203 | € 2,287 | ▲ 90% |
| Profit after taxes | € 4,763 | € 1,879 | € 825 | € 1,960 | ▲ 138% |
| Equity | € -12,239 | € -10,360 | € -9,535 | € -7,575 | ▲ € 1,960 |
| Total debts | € 15,063 | € 13,111 | € 13,323 | € 9,332 | ▼ 30% |
| Cash | € 2,757 | € 2,751 | € 2,195 | € 1,281 | ▼ 42% |
| Retained profit | € -30,831 | € -28,952 | € -28,127 | € -26,167 | ▲ € 1,960 |
| Balance sheet total | € 2,824 | € 2,751 | € 3,788 | € 1,757 | ▼ 54% |
Key figures of Metro Kredieten, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to Metro Kredieten?
What happened at Metro Kredieten in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 1,960 (▲ 138% vs 2023). filed late Source: NBB ↗
- New establishment in Zonhoven. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,763 profit in 2021 to € 1,960 profit in 2024.
Best year ever: 2021, with € 4,763 profit.
A new publication or filing at Metro Kredieten? We notify you, reason included.
Follow Metro KredietenDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Halveweg 90
3520 Zonhoven
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0463.475.205
- VAT number
- BE 0463.475.205
- Registered office
- Halveweg 90, 3520 Zonhoven
- Names & denominations
- Metro Kredieten
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 May 1998
- Peppol
- Not registered
- Activities · NACE
Verstrekken van verbruikskrediet
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering