Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
S.A. IMMO HOUBEN from Seraing, company number BE0463356726, closed financial year 2025 with a result of € 92,147 after tax. For that financial year S.A. IMMO HOUBEN recorded a gross margin of € 202,457 and equity of € 303,811. Compared with financial year 2024, the result moved from € 64,183 to € 92,147. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on May 21, 2026.
€ 303,811
▲ 44% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 92,147
▲ 44% vs 2024
Profit after tax over the fiscal year.
€ 59,182
▲ 57% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 241,811.
Debts at end 2025
€ 719,004
▼ 16% vs 2024
€ 138,526 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 6,412
▲ € 6,128 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,716
▼ 66% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 145,174 | € 110,017 | € 182,762 | € 202,457 | ▲ 11% |
| Profit after taxes | € 83,410 | € 40,160 | € 64,183 | € 92,147 | ▲ 44% |
| Equity | € 107,321 | € 147,481 | € 211,664 | € 303,811 | ▲ 44% |
| Total debts | € 1,190,096 | € 1,113,444 | € 1,000,425 | € 864,163 | ▼ 14% |
| Cash | € 3,358 | € 12,722 | € 37,647 | € 59,182 | ▲ 57% |
| Land & buildings | € 1,213,186 | € 1,176,386 | € 1,139,586 | € 1,102,786 | ▼ 3% |
| Retained profit | € 45,321 | € 85,481 | € 149,664 | € 241,811 | ▲ 62% |
| Bank debt | € 1,115,096 | € 991,871 | € 856,130 | € 719,004 | ▼ 16% |
| Balance sheet total | € 1,297,417 | € 1,260,925 | € 1,212,089 | € 1,167,974 | ▼ 4% |
Key figures of S.A. IMMO HOUBEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to S.A. IMMO HOUBEN?
What happened at S.A. IMMO HOUBEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- MICHEL HOUBEN stepped down as director. NBB
- Laurent HOUBEN stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 92,147 (▲ 44% vs 2024). Source: NBB ↗
- MICHEL HOUBEN became a director. NBB
- Laurent HOUBEN became a director. NBB
- New establishment in Seraing. KBO
- Start of the company according to the CBE. KBO
In short
From € 83,410 profit in 2022 to € 92,147 profit in 2025.
Paid € 60,089 in corporate taxes since 2022.
Best year ever: 2025, with € 92,147 profit.
Management
Directors
According to the 2025 annual accounts
MICHEL HOUBEN
Director
since 2022 · until 2028
since 2022 · until 2028
Establishments
Establishment units
Physical locations of this company
Rue du Têris SN
4100 Seraing
Rue du Têris -
4100 Seraing
Active since 26 June 1998
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0463.356.726
- VAT number
- BE 0463.356.726
- Registered office
- Rue du Têris SN, 4100 Seraing
- Names & denominations
- S.A. IMMO HOUBEN
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 12 May 1998
- Peppol
- Active · Active since 30 Dec 2025
- Activities · NACE
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