What does EXPERTA VERZEKERINGEN do?

EXPERTA VERZEKERINGEN is a bank in Zoersel. Private Limited, started on 27 April 1998, 1 establishment.

What is the address of EXPERTA VERZEKERINGEN?

The registered office of EXPERTA VERZEKERINGEN is located at Handelslei 39, 2980 Zoersel.

Is EXPERTA VERZEKERINGEN still active?

Yes. According to the CBE (30 October 2026) EXPERTA VERZEKERINGEN is active, legal situation “Normale toestand”, started on 27 April 1998.

Is EXPERTA VERZEKERINGEN registered on Peppol?

Yes, EXPERTA VERZEKERINGEN is registered on the Peppol network with ID 0208:0463239633.

What is the enterprise number of EXPERTA VERZEKERINGEN?

The enterprise number of EXPERTA VERZEKERINGEN is BE0463239633.

When was EXPERTA VERZEKERINGEN founded?

EXPERTA VERZEKERINGEN was founded on 27 April 1998.

Who are the directors of EXPERTA VERZEKERINGEN?

According to the 2025 annual accounts, the directors of EXPERTA VERZEKERINGEN are: Kevago BV, Peter JANSSEN BV, Domo Sekura BV, Dirk Kennis BV.

Is EXPERTA VERZEKERINGEN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 27 April 1998; 5 annual accounts filed, latest fiscal year 2025; 4 directors known from the annual account.

How much profit did EXPERTA VERZEKERINGEN make in 2025?

EXPERTA VERZEKERINGEN recorded a loss after taxes of € 8,217 in financial year 2025.

What is the revenue of EXPERTA VERZEKERINGEN?

As a small company, EXPERTA VERZEKERINGEN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 833,744.

How much does an employee at EXPERTA VERZEKERINGEN earn?

The average wage cost per full-time employee at EXPERTA VERZEKERINGEN was € 82,200 in 2025: staff costs of € 806,020 for 9.8 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does EXPERTA VERZEKERINGEN have?

According to the 2025 annual accounts, EXPERTA VERZEKERINGEN has 9.8 full-time equivalents (FTE).

EXPERTA VERZEKERINGEN (Private Limited) - Zoersel

Dossier EXPERTA VERZEKERINGEN, printed on 30 October 2026 from databakkes.be/en/0463239633/experta-verzekeringen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.

Financials

Financial year 2025

EXPERTA VERZEKERINGEN from Zoersel, company number BE0463239633, closed financial year 2025 with a result of € -8,217 after tax. For that financial year EXPERTA VERZEKERINGEN recorded a gross margin of € 833,744 and equity of € 205,060. Compared with financial year 2024, the result moved from € -43,457 to € -8,217. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 29, 2026.

What it is worth Healthy

€ 205,060

▼ 6% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -8,217

▲ 81 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 17,518

▼ 69% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 198,516.

People and assets in 2025

Full-time equivalents

9.8

▲ 0.4 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 806,020

▲ 15% vs 2024

€ 82,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 51,370

▼ 28% vs 2024

Of which on lease € 44,620.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 43,275

▼ 34% vs 2024

€ 20,935 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 109,546

▼ 12% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 79,907

▲ 21% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 692,862 Gross margin 2022: € 692,862 First fiscal year in the series	€ 653,194 Gross margin 2023: € 653,194 ▼ 6% vs 2022 (€ 692,862) Unfavourable step	€ 692,443 Gross margin 2024: € 692,443 ▲ 6% vs 2023 (€ 653,194) Favourable step	€ 833,744 Gross margin 2025: € 833,744 ▲ 20% vs 2024 (€ 692,443) Favourable step	▲ 20%
Profit after taxes	€ 91,866 Profit after taxes 2022: € 91,866 First fiscal year in the series	€ -7,774 Profit after taxes 2023: € -7,774 ▼ € 99,640 vs 2022 (€ 91,866) Unfavourable step	€ -43,457 Profit after taxes 2024: € -43,457 ▼ € 35,683 vs 2023 (€ -7,774) Unfavourable step	€ -8,217 Profit after taxes 2025: € -8,217 ▲ € 35,240 vs 2024 (€ -43,457) Favourable step	▲ € 35,240
Equity	€ 278,907 Equity 2022: € 278,907 First fiscal year in the series	€ 266,333 Equity 2023: € 266,333 ▼ 5% vs 2022 (€ 278,907) Unfavourable step	€ 218,076 Equity 2024: € 218,076 ▼ 18% vs 2023 (€ 266,333) Unfavourable step	€ 205,060 Equity 2025: € 205,060 ▼ 6% vs 2024 (€ 218,076) Unfavourable step	▼ 6%
Total debts	€ 184,174 Total debts 2022: € 184,174 First fiscal year in the series	€ 209,710 Total debts 2023: € 209,710 ▲ 14% vs 2022 (€ 184,174) Unfavourable step	€ 260,653 Total debts 2024: € 260,653 ▲ 24% vs 2023 (€ 209,710) Unfavourable step	€ 237,527 Total debts 2025: € 237,527 ▼ 9% vs 2024 (€ 260,653) Favourable step	▼ 9%
Cash	€ 123,786 Cash 2022: € 123,786 First fiscal year in the series	€ 106,708 Cash 2023: € 106,708 ▼ 14% vs 2022 (€ 123,786) Unfavourable step	€ 56,416 Cash 2024: € 56,416 ▼ 47% vs 2023 (€ 106,708) Unfavourable step	€ 17,518 Cash 2025: € 17,518 ▼ 69% vs 2024 (€ 56,416) Unfavourable step	▼ 69%
Retained profit	€ 272,364 Retained profit 2022: € 272,364 First fiscal year in the series	€ 259,790 Retained profit 2023: € 259,790 ▼ 5% vs 2022 (€ 272,364) Unfavourable step	€ 211,533 Retained profit 2024: € 211,533 ▼ 19% vs 2023 (€ 259,790) Unfavourable step	€ 198,516 Retained profit 2025: € 198,516 ▼ 6% vs 2024 (€ 211,533) Unfavourable step	▼ 6%
Dividend	€ 53,344 Dividend 2022: € 53,344 First fiscal year in the series	€ 4,800 Dividend 2023: € 4,800 ▼ 91% vs 2022 (€ 53,344) Unchanged	€ 4,800 Dividend 2024: € 4,800 Unchanged (€ 4,800) Unchanged	€ 4,800 Dividend 2025: € 4,800 Unchanged (€ 4,800) Unchanged
Bank debt	€ 65 Bank debt 2022: € 65 First fiscal year in the series	€ 48,898 Bank debt 2023: € 48,898 ▲ € 48,833 vs 2022 (€ 65) Unfavourable step	€ 65,596 Bank debt 2024: € 65,596 ▲ 34% vs 2023 (€ 48,898) Unfavourable step	€ 43,275 Bank debt 2025: € 43,275 ▼ 34% vs 2024 (€ 65,596) Favourable step	▼ 34%
Balance sheet total	€ 463,082 Balance sheet total 2022: € 463,082 First fiscal year in the series	€ 476,044 Balance sheet total 2023: € 476,044 ▲ 3% vs 2022 (€ 463,082) Unchanged	€ 478,729 Balance sheet total 2024: € 478,729 ▲ 1% vs 2023 (€ 476,044) Unchanged	€ 442,587 Balance sheet total 2025: € 442,587 ▼ 8% vs 2024 (€ 478,729) Unchanged	▼ 8%
Employees (FTE)	9.6 Employees (FTE) 2022: 9.6 First fiscal year in the series	8.2 Employees (FTE) 2023: 8.2 ▼ 1.4 vs 2022 (9.6) Unchanged	9.4 Employees (FTE) 2024: 9.4 ▲ 1.2 vs 2023 (8.2) Unchanged	9.8 Employees (FTE) 2025: 9.8 ▲ 0.4 vs 2024 (9.4) Unchanged	▲ 0.4

Key figures of EXPERTA VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to EXPERTA VERZEKERINGEN?

What happened at EXPERTA VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

May 29, 2026 New annual accounts for financial year 2025: loss of € 8,217. Source: NBB ↗
2023 Domo Sekura BV became a director. NBB
2023 Dirk Kennis BV became a director. NBB
2020 Kevago BV became a director. NBB
2020 Peter JANSSEN BV became a director. NBB
Aug 18, 1998 New establishment in Zoersel. KBO
Apr 27, 1998 Start of the company according to the CBE. KBO

In short

From € 91,866 profit in 2022 to € 8,217 loss in 2025.

Paid € 34,789 in corporate taxes since 2022.

Best year ever: 2022, with € 91,866 profit.

On average € 85,100 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Dirk Kennis 28%

Domo Sekura 28%

Kevago 14%

The stake of Dirk Kennis, Domo Sekura, Kevago comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

EXPERTA VERZEKERINGEN

Behind EXPERTA VERZEKERINGEN are Kevago BV, Peter JANSSEN BV, Domo Sekura BV and Dirk Kennis BV. The shares are held by Dirk Kennis (28%), Domo Sekura (28%) and Kevago (14%).

Directors

According to the 2025 annual accounts

Kevago BV

Director · represented by Mieke Van Deun

since 2020

Peter JANSSEN BV

Director · represented by Peter Janssen

since 2020

Domo Sekura BV

Director · represented by Inge Goyvaerts

since 2023

Dirk Kennis BV

Director · represented by Dirk Kennis

since 2023

Shareholders

Dirk Kennis

28%

Domo Sekura

28%

Kevago

14%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Handelslei 39

2980 Zoersel

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

Groep Experta

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0463.239.633

VAT number

BE 0463.239.633

Registered office

Handelslei 39, 2980 Zoersel

Names & denominations

EXPERTA VERZEKERINGEN

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

27 April 1998

Peppol

Active · Active since 21 Sept 2026

Activities · NACE

Overige activiteiten van geldscheppende financiële instellingen

Overige geldscheppende financiële instellingen

Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗

EXPERTA VERZEKERINGEN

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Financials

What happened to EXPERTA VERZEKERINGEN?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions