Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 24.4 to 20.2.
Financials
Financial year 2025
FIJNBAKKERIJ LIEVEN from Oostkamp, company number BE0463151937, closed financial year 2025 with a result of € 313,528 after tax. For that financial year FIJNBAKKERIJ LIEVEN recorded a gross margin of € 2 million and equity of € 1.2 million. Compared with financial year 2024, the result moved from € 132,218 to € 313,528. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 15, 2026.
€ 1.2 million
▼ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 313,528
▲ 137% vs 2024
Profit after tax over the fiscal year.
€ 56,348
▼ 46% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 462,148 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
20.2
▼ 2.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.3 million
€ 64,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 84,228
▲ 8% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 263,763
▼ 46% vs 2024
€ 139,088 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 126,631
▲ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 96,138
▲ 3% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,806,897 | € 2,155,443 | € 1,721,997 | € 2,047,987 | ▲ 19% |
| Profit after taxes | € 186,231 | € 417,183 | € 132,218 | € 313,528 | ▲ 137% |
| Equity | € 881,380 | € 1,248,562 | € 1,380,780 | € 1,232,161 | ▼ 11% |
| Total debts | € 735,200 | € 510,848 | € 704,068 | € 487,648 | ▼ 31% |
| Cash | € 35,825 | € 315,397 | € 103,643 | € 56,348 | ▼ 46% |
| Land & buildings | € 783,603 | € 688,740 | € 636,154 | € 622,278 | ▼ 2% |
| Retained profit | € 875,182 | € 1,242,365 | € 1,374,583 | € 1,225,964 | ▼ 11% |
| Dividend | € 1,600 | € 50,000 | € 0 | € 462,148 | |
| Bank debt | € 280,441 | € 61,019 | € 488,081 | € 263,763 | ▼ 46% |
| Balance sheet total | € 1,616,580 | € 1,759,410 | € 2,084,848 | € 1,719,809 | ▼ 18% |
| Employees (FTE) | 23.7 | 24.4 | 23 | 20.2 | ▼ 2.8 |
Key figures of FIJNBAKKERIJ LIEVEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to FIJNBAKKERIJ LIEVEN?
What happened at FIJNBAKKERIJ LIEVEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 313,528 (▲ 137% vs 2024). Source: NBB ↗
- New establishment in Zedelgem. KBO
- New establishment in Brugge. KBO
- New establishment in Torhout. KBO
- New establishment in Oostkamp. KBO
- Start of the company according to the CBE. KBO
In short
From € 186,231 profit in 2022 to € 313,528 profit in 2025.
Paid € 638,423 in corporate taxes since 2022.
Best year ever: 2023, with € 417,183 profit.
On average € 101,400 of value added per employee in 2025.
A new publication or filing at FIJNBAKKERIJ LIEVEN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FIJNBAKKERIJ LIEVEN is lieven lammerant.
Directors
According to the 2025 annual accounts
lieven lammerant
Director
Establishments
Establishment units
Physical locations of this company
Sint-Michielsestraat 23
8020 Oostkamp
Revinzestraat 58A
8820 Torhout
Active since 1 February 2014
Gistelse Steenweg 136
8200 Brugge
Active since 13 April 2016
Koningin Astridstraat 1
8210 Zedelgem
Active since 13 May 2019
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0463.151.937
- VAT number
- BE 0463.151.937
- Registered office
- Sint-Michielsestraat 23, 8020 Oostkamp
- Names & denominations
- FIJNBAKKERIJ LIEVEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 April 1998
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Artisanale brood- en banketbakkerijen
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Detailhandel in brood-, banketbakkerswerk en suikerwerk