Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 10.7 to 8.8.
Financials
Financial year 2025
one4finance from Zottegem, company number BE0462972387, closed financial year 2025 with a result of € 55,307 after tax. For that financial year one4finance recorded a gross margin of € 744,569 and equity of € 345,799. Compared with financial year 2024, the result moved from € 65,277 to € 55,307. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 345,799
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 55,307
▼ 15% vs 2024
Profit after tax over the fiscal year.
€ 418,600
▲ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 50,000 paid out
90 % of the profit went to the shareholders, mostly to one4 (100 % of the shares). That is where the money ends up.
People and assets in 2025
8.8
▼ 1.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 608,877
▼ 10% vs 2024
€ 69,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 35,479
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 314,448
▲ € 280,982 vs 2024
€ 68,206 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 133,450
▼ 31% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 153,169
▼ 5% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 921,446 | € 858,080 | € 842,643 | € 744,569 | ▼ 12% |
| Profit after taxes | € 79,874 | € 49,917 | € 65,277 | € 55,307 | ▼ 15% |
| Equity | € 330,298 | € 335,215 | € 340,492 | € 345,799 | ▲ 2% |
| Total debts | € 923,010 | € 883,771 | € 866,258 | € 816,276 | ▼ 6% |
| Cash | € 369,152 | € 388,529 | € 399,225 | € 418,600 | ▲ 5% |
| Retained profit | € 305,298 | € 310,215 | € 315,492 | € 320,799 | ▲ 2% |
| Dividend | € 75,000 | € 45,000 | € 60,000 | € 50,000 | ▼ 17% |
| Bank debt | € 416,184 | € 292,475 | € 33,466 | € 314,448 | ▲ € 280,982 |
| Balance sheet total | € 1,253,308 | € 1,218,986 | € 1,206,749 | € 1,162,075 | ▼ 4% |
| Employees (FTE) | 11.2 | 10.7 | 10.3 | 8.8 | ▼ 1.5 |
Key figures of one4finance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to one4finance?
What happened at one4finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 55,307 (▼ 15% vs 2024). Source: NBB ↗
- Taviesco BV became a director. NBB
- Corporate Accountancy Advisors CommV became a director. NBB
- New establishment in Kraainem. KBO
- Start of the company according to the CBE. KBO
- New establishment in Zottegem. KBO
In short
From € 79,874 profit in 2022 to € 55,307 profit in 2025.
Paid € 118,383 in corporate taxes since 2022.
Best year ever: 2022, with € 79,874 profit.
On average € 84,600 of value added per employee in 2025.
Management
The stake of one4 comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
one4financeBehind one4finance are Corporate Accountancy Advisors CommV and Taviesco BV. The shares are held by one4 (100%).
Directors
According to the 2025 annual accounts
Corporate Accountancy Advisors CommV
Director · represented by Wim D'Hoker
Also active at: One 4 Strategy, one4, VAEREMANS FINANCIAL SERVICES
since 2019
Director · represented by Frederik Beerens
Also active at: One 4 Strategy, one4, VAEREMANS FINANCIAL SERVICES
since 2020
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Molenkouter 148
9620 Zottegem
Kraainemlaan 33
1950 Kraainem
Active since 23 February 2007
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0462.972.387
- VAT number
- BE 0462.972.387
- Registered office
- Molenkouter 148, 9620 Zottegem
- Names & denominations
- one4finance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 March 1998
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants