Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
TORENO from Hamme (Vl.), company number BE0462931609, closed financial year 2025 with a result of € -47,090 after tax. For that financial year TORENO recorded a gross margin of € -45,909 and equity of € 41,934. Compared with financial year 2024, the result moved from € -57,113 to € -47,090. The company made a loss. The buffer shrank hard: equity is 73 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 41,934
▼ 73% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -47,090
▲ 18 % less loss than in 2024
Profit after tax over the fiscal year.
€ 13,589
▲ € 12,193 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 23,334.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 225,000
▼ 5% vs 2024
Loans from banks and other lenders, long and short.
€ 20,980
▼ 58% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 5,051 | € 82,275 | € -43,685 | € -45,909 | ▼ € 2,223 |
| Profit after taxes | € -6,408 | € 58,691 | € -57,113 | € -47,090 | ▲ € 10,023 |
| Equity | € 154,799 | € 213,490 | € 156,377 | € 41,934 | ▼ 73% |
| Total debts | € 364,664 | € 412,662 | € 366,496 | € 319,263 | ▼ 13% |
| Cash | € 15,605 | € 44,684 | € 1,396 | € 13,589 | ▲ € 12,193 |
| Retained profit | € 136,199 | € 194,890 | € 137,777 | € 23,334 | ▼ 83% |
| Dividend | € 0 | € 0 | € 0 | € 67,353 | |
| Bank debt | € 298,563 | € 258,144 | € 237,468 | € 225,000 | ▼ 5% |
| Balance sheet total | € 519,463 | € 626,153 | € 522,873 | € 361,197 | ▼ 31% |
Key figures of TORENO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TORENO?
What happened at TORENO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 47,090. filed late Source: NBB ↗
- Gio Dissenbergen became a director. NBB
- Nancy De Beule became a director. NBB
- Jamino Dissenbergen became a director. NBB
- New establishment in Hamme (Vl.). KBO
- Bernard Dissenbergen became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 6,408 loss in 2022 to € 47,090 loss in 2025.
Paid € 5,212 in corporate taxes since 2022.
Best year ever: 2023, with € 58,691 profit.
Paid out € 67,353 in dividends to the owners in total.
Management
Behind TORENO are Bernard Dissenbergen, Nancy De Beule, Jamino Dissenbergen and Gio Dissenbergen. Bernard Dissenbergen is also behind Méli, DUENDE, SINTO and Le 7. Nancy De Beule is also behind Méli, DUENDE and SINTO. Gio Dissenbergen is also behind SINTO.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Zogge 26
9220 Hamme (Vl.)
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0462.931.609
- VAT number
- BE 0462.931.609
- Registered office
- Zogge 26, 9220 Hamme (Vl.)
- Names & denominations
- TORENO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 March 1998
- Peppol
- Active · Active since 30 Oct 2023
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Verhuur en lease van personenauto’s en andere lichte motorvoertuigen