Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CREA - INVEST from Gent, company number BE0462931312, closed financial year 2025 with a result of € 3.6 million after tax. For that financial year CREA - INVEST recorded a gross margin of € 592,918 and equity of € 21.6 million. Compared with financial year 2024, the result moved from € 2.1 million to € 3.6 million. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 5, 2026.
€ 21.6 million
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3.6 million
▲ 67% vs 2024
Profit after tax over the fiscal year.
€ 237,708
▼ 76% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 3 million paid out
84 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
0.8
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 154,922
▲ 12% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 102,677
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 106,450
▲ 32% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 31,044
▼ 19% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 426,783 | € 505,929 | € 492,619 | € 592,918 | ▲ 20% |
| Profit after taxes | € 1,472,455 | € 1,893,541 | € 2,135,098 | € 3,573,019 | ▲ 67% |
| Equity | € 18,518,029 | € 18,911,571 | € 21,046,668 | € 21,619,687 | ▲ 3% |
| Total debts | € 3,763,399 | € 3,787,901 | € 2,265,336 | € 3,137,494 | ▲ 39% |
| Cash | € 4,913,518 | € 1,825,091 | € 985,968 | € 237,708 | ▼ 76% |
| Retained profit | € 12,605,529 | € 12,999,071 | € 15,134,168 | € 15,707,187 | ▲ 4% |
| Dividend | € 0 | € 1,500,000 | € 0 | € 3,000,000 | |
| Bank debt | € 3,646,000 | € 2,146,000 | € 2,146,000 | € 0 | ▼ 100% |
| Balance sheet total | € 22,281,429 | € 22,699,472 | € 23,312,004 | € 24,757,181 | ▲ 6% |
| Employees (FTE) | 0.9 | 0.9 | 0.9 | 0.8 | ▼ 0.1 |
Key figures of CREA - INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CREA - INVEST?
What happened at CREA - INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3.6 million (▲ 67% vs 2024). filed late Source: NBB ↗
- Serge De Cuyper became a director. NBB
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 1.5 million profit in 2022 to € 3.6 million profit in 2025.
Paid € 214,763 in corporate taxes since 2022.
Best year ever: 2025, with € 3.6 million profit.
Paid out € 4.5 million in dividends to the owners in total.
Management
Behind CREA - INVEST is Serge De Cuyper. It owns 77% of WYCKAERT, 74.4% of I.B.T., 65.6% of PATRIMBEHEER, 50.6% of WYCOR, 37.5% of WYCIMMO and 19.7% of WYCREATE itself.
Establishments
Establishment units
Physical locations of this company
Coupure 164
9000 Gent
Ottergemsesteenweg 415
9000 Gent
Active since 2 April 1998
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0462.931.312
- VAT number
- BE 0462.931.312
- Registered office
- Coupure 164, 9000 Gent
- Names & denominations
- CREA - INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 19 March 1998
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
Managementactiviteiten van holdings
Activiteiten van holdings
Overige financiële dienstverlening, neg
Overige financiële instellingen, n.e.g.
Holdings