Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CLYBOUW ADVISEURS from Lint, company number BE0462342085, closed financial year 2025 with a result of € 6,414 after tax. For that financial year CLYBOUW ADVISEURS recorded a gross margin of € 598,218 and equity of € 147,750. Compared with financial year 2024, the result moved from € 11,466 to € 6,414. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 29, 2026.
€ 147,750
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6,414
▼ 44% vs 2024
Profit after tax over the fiscal year.
€ 50,917
▼ 27% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 129,200.
People and assets in 2025
1
Average over the fiscal year, from the social balance sheet.
€ 46,843
▼ 1% vs 2024
€ 46,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,035
▼ 70% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.7 million
▲ 16% vs 2024
€ 191,117 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 243,787
▲ 123% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 87,509
▲ 84% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 521,940 | € 480,818 | € 479,578 | € 598,218 | ▲ 25% |
| Profit after taxes | € 134,548 | € 39,946 | € 11,466 | € 6,414 | ▼ 44% |
| Equity | € 89,924 | € 129,870 | € 141,336 | € 147,750 | ▲ 5% |
| Total debts | € 3,823,931 | € 4,800,655 | € 4,495,319 | € 5,460,753 | ▲ 21% |
| Cash | € 117,416 | € 124,887 | € 69,308 | € 50,917 | ▼ 27% |
| Land & buildings | € 261,065 | € 251,297 | € 241,529 | € 293,387 | ▲ 21% |
| Retained profit | € 71,374 | € 111,320 | € 122,786 | € 129,200 | ▲ 5% |
| Bank debt | € 1,211,519 | € 1,079,630 | € 1,472,270 | € 1,712,787 | ▲ 16% |
| Balance sheet total | € 3,963,855 | € 4,980,526 | € 4,686,655 | € 5,658,503 | ▲ 21% |
| Employees (FTE) | - | - | - | 1 |
Key figures of CLYBOUW ADVISEURS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to CLYBOUW ADVISEURS?
What happened at CLYBOUW ADVISEURS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 6,414 (▼ 44% vs 2024). Source: NBB ↗
- Lieve De Meester became a director. NBB
- New establishment in Lint. KBO
- Start of the company according to the CBE. KBO
In short
From € 134,548 profit in 2022 to € 6,414 profit in 2025.
Paid € 5,783 in corporate taxes since 2022.
Best year ever: 2022, with € 134,548 profit.
On average € 598,200 of value added per employee in 2025.
Management
Behind CLYBOUW ADVISEURS is Lieve De Meester. It owns 99.7% of Brulity itself.
Directors
According to the 2025 annual accounts
since 2018
Establishments
Establishment units
Physical locations of this company
Liersesteenweg 284
2547 Lint
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0462.342.085
- VAT number
- BE 0462.342.085
- Registered office
- Liersesteenweg 284, 2547 Lint
- Names & denominations
- CLYBOUW ADVISEURS · C.A.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 January 1998
- Peppol
- Active · Active since 20 Oct 2025
- Activities · NACE
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