Financials
Financial year 2025
BLACK & WRITE from Waterloo, company number BE0462307839, closed financial year 2025 with a result of € 15,670 after tax. For that financial year BLACK & WRITE recorded a gross margin of € 36,915 and equity of € 151,234. Compared with financial year 2024, the result moved from € 18,254 to € 15,670. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 20, 2026.
€ 151,234
▲ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 15,670
▼ 14% vs 2024
Profit after tax over the fiscal year.
€ 63,231
▲ 18% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 132,634.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 964
▲ € 887 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 49,097
▼ 18% vs 2024
€ 11,673 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 9,817
▲ 20% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 26,504 | € 30,529 | € 42,705 | € 36,915 | ▼ 14% |
| Profit after taxes | € 8,281 | € 9,891 | € 18,254 | € 15,670 | ▼ 14% |
| Equity | € 121,661 | € 117,310 | € 135,563 | € 151,234 | ▲ 12% |
| Total debts | € 144,567 | € 95,967 | € 88,639 | € 72,553 | ▼ 18% |
| Cash | € 71,227 | € 37,257 | € 53,544 | € 63,231 | ▲ 18% |
| Retained profit | € 103,069 | € 98,710 | € 116,963 | € 132,634 | ▲ 13% |
| Dividend | € 0 | € 14,250 | € 0 | € 0 | |
| Bank debt | € 80,226 | € 70,001 | € 59,567 | € 49,097 | ▼ 18% |
| Balance sheet total | € 266,228 | € 213,276 | € 224,202 | € 223,787 |
Key figures of BLACK & WRITE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to BLACK & WRITE?
What happened at BLACK & WRITE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 15,670 (▼ 14% vs 2024). filed late Source: NBB ↗
- New establishment in Waterloo. KBO
- Start of the company according to the CBE. KBO
- Frédéric Raevens became a director. NBB
In short
From € 8,281 profit in 2022 to € 15,670 profit in 2025.
Paid € 19,094 in corporate taxes since 2022.
Best year ever: 2024, with € 18,254 profit.
Paid out € 14,250 in dividends to the owners in total.
Management
Behind BLACK & WRITE is Frédéric Raevens. Frédéric Raevens is also behind Superstories.
Directors
According to the 2025 annual accounts
since 1997
Establishments
Establishment units
Physical locations of this company
Rue Saint-Germain 67
1410 Waterloo
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
one.com Mail
Hosting
CLOUDFLARENET - Cloudflare, Inc., US
Domain
Domain
raevensphotography.com
Registered
2023-08-23
Registrar
One.com A/S
Expires
2026-08-23
Website info
Features
Security
Network
Details
- Company number
- 0462.307.839
- VAT number
- BE 0462.307.839
- Registered office
- Rue Saint-Germain 67, 1410 Waterloo
- Names & denominations
- BLACK & WRITE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 December 1997
- Peppol
- Active · Active since 13 Jun 2025
- Contact
- raevensphotography.com
- Activities · NACE
Activiteiten van fotografen, met uitzondering van persfotografen
Fotostudio's en overige fotografische activiteiten