Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 1.9 to 0.7.
Financials
Financial year 2025
HOME INVEST from Knokke-Heist, company number BE0462289231, closed financial year 2025 with a result of € -377,598 after tax. For that financial year HOME INVEST recorded a gross margin of € 75,195 and equity of € 1.2 million. Compared with financial year 2024, the result moved from € -140,752 to € -377,598. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on March 31, 2026.
€ 1.2 million
▼ 24% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -377,598
▼ 168 % more loss than in 2024
Profit after tax over the fiscal year.
€ 51,077
▲ € 51,024 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 770,680.
People and assets in 2025
0.7
▼ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 33,212
▼ 34% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 3.8 million
▲ 4% vs 2024
€ 389,428 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 22,937
▼ 66% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,208
▼ 45% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 324,274 | € 363,948 | € 139,063 | € 75,195 | ▼ 46% |
| Profit after taxes | € 302 | € 104,656 | € -140,752 | € -377,598 | ▼ € 236,846 |
| Equity | € 1,619,374 | € 1,724,030 | € 1,583,278 | € 1,205,680 | ▼ 24% |
| Total debts | € 3,132,229 | € 4,283,201 | € 4,542,948 | € 4,731,153 | ▲ 4% |
| Cash | € 776 | € 2,280 | € 53 | € 51,077 | ▲ € 51,024 |
| Land & buildings | € 3,796,993 | € 4,531,323 | € 4,780,339 | € 4,655,758 | ▼ 3% |
| Retained profit | € 1,184,374 | € 1,289,030 | € 1,148,278 | € 770,680 | ▼ 33% |
| Bank debt | € 2,748,717 | € 3,192,545 | € 3,666,154 | € 3,816,547 | ▲ 4% |
| Balance sheet total | € 4,919,548 | € 6,230,357 | € 6,343,307 | € 6,146,792 | ▼ 3% |
| Employees (FTE) | 2 | 1.9 | 1.2 | 0.7 | ▼ 0.5 |
Key figures of HOME INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 March 2027.
What happened to HOME INVEST?
What happened at HOME INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 377,598. Source: NBB ↗
- Franky Verstuyf became a director. NBB
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
In short
From € 302 profit in 2022 to € 377,598 loss in 2025.
Paid € 4,117 in corporate taxes since 2022.
Best year ever: 2023, with € 104,656 profit.
On average € 115,900 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind HOME INVEST is Franky Verstuyf. Franky Verstuyf is also behind REGATTA, TRIPLE B and AZARO.
Establishments
Establishment units
Physical locations of this company
Camille Pissarrodreef 11
8300 Knokke-Heist
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0462.289.231
- VAT number
- BE 0462.289.231
- Registered office
- Camille Pissarrodreef 11, 8300 Knokke-Heist
- Names & denominations
- HOME INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 29 December 1997
- Peppol
- Active · Active since 9 Nov 2025
- Activities · NACE
Activiteiten van holdings
Activiteiten van hoofdkantoren
Managementactiviteiten van holdings
Holdings
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen