Financials
Financial year 2025
STESSENS VERZEKERINGEN from Lommel, company number BE0462070782, closed financial year 2025 with a result of € 14,844 after tax. For that financial year STESSENS VERZEKERINGEN recorded a gross margin of € 395,743 and equity of € 114,652. Compared with financial year 2024, the result moved from € 47,526 to € 14,844. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 20, 2026.
€ 114,652
▼ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 14,844
▼ 69% vs 2024
Profit after tax over the fiscal year.
€ 67,298
▼ 53% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 30,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 292,870
▲ 28% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 32,337
▲ 107% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 398,355
▼ 13% vs 2024
€ 61,096 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 11,540
▼ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 35,904
▼ 21% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 343,433 | € 375,436 | € 382,281 | € 395,743 | ▲ 4% |
| Profit after taxes | € 49,577 | € 36,841 | € 47,526 | € 14,844 | ▼ 69% |
| Equity | € 83,301 | € 102,143 | € 129,808 | € 114,652 | ▼ 12% |
| Total debts | € 662,661 | € 601,941 | € 532,626 | € 473,849 | ▼ 11% |
| Cash | € 125,064 | € 131,758 | € 144,146 | € 67,298 | ▼ 53% |
| Land & buildings | € 57,224 | € 47,611 | € 38,179 | € 31,653 | ▼ 17% |
| Retained profit | € 63,301 | € 82,143 | € 109,808 | € 94,652 | ▼ 14% |
| Dividend | € 0 | € 18,000 | € 19,861 | € 30,000 | ▲ 51% |
| Bank debt | € 596,194 | € 518,793 | € 459,094 | € 398,355 | ▼ 13% |
| Balance sheet total | € 745,962 | € 704,083 | € 662,434 | € 588,501 | ▼ 11% |
Key figures of STESSENS VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STESSENS VERZEKERINGEN?
What happened at STESSENS VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 14,844 (▼ 69% vs 2024). filed late Source: NBB ↗
- New establishment in Pelt. KBO
- New establishment in Lommel. KBO
- Start of the company according to the CBE. KBO
In short
From € 49,577 profit in 2022 to € 14,844 profit in 2025.
Paid € 68,786 in corporate taxes since 2022.
Best year ever: 2022, with € 49,577 profit.
Paid out € 67,861 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind STESSENS VERZEKERINGEN is Patrik Stessens.
Directors
According to the 2025 annual accounts
Patrik Stessens
Director
Establishments
Establishment units
Physical locations of this company
Lepelstraat 54
3920 Lommel
Leopoldlaan 61A
3900 Pelt
Active since 1 January 2022
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0462.070.782
- VAT number
- BE 0462.070.782
- Registered office
- Lepelstraat 54, 3920 Lommel
- Names & denominations
- STESSENS VERZEKERINGEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 December 1997
- Peppol
- Active · Active since 25 Aug 2026
- Contact
- patrikstessens.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten