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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Figures corrected NBB
Corrected annual account filed for 2024.
Financials
Financial year 2025
SEMAF from Perwez, company number BE0462058510, closed financial year 2025 with a result of € -109,266 after tax. For that financial year SEMAF recorded a gross margin of € 1.2 million and equity of € 236,837. Compared with financial year 2024, the result moved from € 240,391 to € -109,266. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 29, 2026.
€ 236,837
▼ 32% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -109,266
▼ still € 240,391 profit in 2024
Profit after tax over the fiscal year.
€ 185,735
▼ 60% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -11,056.
People and assets in 2025
33.1
▼ 1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.2 million
▲ 9% vs 2024
€ 35,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 51,539
▲ € 43,713 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 133,023
▼ 24% vs 2024
€ 42,238 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 2.5 million
▲ 17% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 77,829
▼ 28% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,571,276 | € 1,548,972 | € 1,606,846 | € 1,188,796 | ▼ 26% |
| Profit after taxes | € 305,203 | € 242,631 | € 240,391 | € -109,266 | ▼ € 349,658 |
| Equity | € 318,082 | € 345,712 | € 346,103 | € 236,837 | ▼ 32% |
| Total debts | € 2,707,293 | € 2,888,685 | € 2,904,273 | € 3,071,107 | ▲ 6% |
| Cash | € 520,050 | € 433,128 | € 462,100 | € 185,735 | ▼ 60% |
| Land & buildings | € 233,294 | € 155,069 | € 67,918 | € 97,444 | ▲ 43% |
| Retained profit | € 70,188 | € 97,818 | € 98,210 | € -11,056 | ▼ € 109,266 |
| Dividend | € 285,000 | € 215,000 | € 240,000 | € 0 | ▼ 100% |
| Bank debt | € 349,746 | € 337,916 | € 174,000 | € 133,023 | ▼ 24% |
| Balance sheet total | € 3,025,375 | € 3,234,397 | € 3,250,377 | € 3,307,944 | ▲ 2% |
| Employees (FTE) | 30.2 | 33.5 | 34.1 | 33.1 | ▼ 1 |
Key figures of SEMAF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to SEMAF?
What happened at SEMAF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- ADRIMAX INVEST S.A. stepped down as director. NBB
- Charles SNEESSENS stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 109,266 (▼ € 349,658 vs 2024). Source: NBB ↗
- ADRIMAX INVEST S.A. became a director. NBB
- Charles SNEESSENS became a director. NBB
- New establishment in Perwez. KBO
- Start of the company according to the CBE. KBO
In short
From € 305,203 profit in 2022 to € 109,266 loss in 2025.
Paid € 19,113 in corporate taxes since 2022.
Best year ever: 2022, with € 305,203 profit.
On average € 35,900 of value added per employee in 2025.
Management
The stake of ADRIMAX INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SEMAFThe shares are held by ADRIMAX INVEST (89.6%).
Directors
According to the 2025 annual accounts
Managing director · represented by Charles SNEESSENS
Also active at: AUX BONNES BOUCHERIES BRABANçONNES
since 2024 · until 2030
Charles SNEESSENS
Director
Also active at: LOCA MAX'S, Trans Max's, AUX BONNES BOUCHERIES BRABANçONNES, ALLYSAVALA
since 2024 · until 2030
Shareholders
89.6%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chemin de la Grosse Pierre 1
1360 Perwez
Chaussée de Wavre 150
1360 Perwez
Active since 21 January 1998
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0462.058.510
- VAT number
- BE 0462.058.510
- Registered office
- Chemin de la Grosse Pierre 1, 1360 Perwez
- Names & denominations
- SEMAF
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 8 December 1997
- Peppol
- Active · Active since 29 Dec 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Supermarkten (verkoopsoppervlakte tussen 400 m2 en minder dan 2.500 m2)
Grootwarenhuizen (verkoop van overwegend niet-voedingsmiddelen met verkoopsopp.vanaf 2.500 m2)
Overige niet-gespecialiseerde detailhandel
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen niet overheersen (verkoopoppervlakte. = 2500 m²)