Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 42 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ASCOFIMO from Binche, company number BE0462029311, closed financial year 2025 with a result of € 63,804 after tax. For that financial year ASCOFIMO recorded a gross margin of € 607,565 and equity of € 297,043. Compared with financial year 2024, the result moved from € 110,751 to € 63,804. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.
€ 297,043
▲ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 63,804
▼ 42% vs 2024
Profit after tax over the fiscal year.
€ 107,677
▲ € 95,861 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -77,957.
People and assets in 2025
6.6
Average over the fiscal year, from the social balance sheet.
€ 337,145
▼ 6% vs 2024
€ 51,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 31,306
▼ 32% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.2 million
▼ 15% vs 2024
€ 300,788 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 3,089
▼ 41% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 114,874
▲ 25% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 469,290 | € 528,503 | € 658,807 | € 607,565 | ▼ 8% |
| Profit after taxes | € -26,205 | € -35,973 | € 110,751 | € 63,804 | ▼ 42% |
| Equity | € 158,461 | € 122,488 | € 233,240 | € 297,043 | ▲ 27% |
| Total debts | € 2,779,329 | € 2,698,272 | € 2,441,404 | € 2,658,262 | ▲ 9% |
| Cash | € 56,027 | € 1,316 | € 11,816 | € 107,677 | ▲ € 95,861 |
| Land & buildings | € 81,653 | € 72,957 | € 67,098 | € 100,798 | ▲ 50% |
| Retained profit | € -216,539 | € -252,512 | € -141,760 | € -77,957 | ▲ € 63,804 |
| Bank debt | € 2,120,272 | € 1,767,602 | € 1,461,391 | € 1,236,367 | ▼ 15% |
| Balance sheet total | € 2,937,790 | € 2,820,760 | € 2,674,644 | € 2,955,305 | ▲ 10% |
| Employees (FTE) | 6.6 | 6.6 | 6.6 | 6.6 |
Key figures of ASCOFIMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ASCOFIMO?
What happened at ASCOFIMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- SOGERIC SRL stepped down as director. NBB
- FINANSART SRL stepped down as director. NBB
- New establishment in Binche. KBO
- New establishment in Binche. KBO
- New annual accounts for financial year 2025: profit of € 63,804 (▼ 42% vs 2024). Source: NBB ↗
- SOGERIC SRL became a director. NBB
- FINANSART SRL became a director. NBB
- New establishment in Binche. KBO
In short
From € 26,205 loss in 2022 to € 63,804 profit in 2025.
Paid € 103,215 in corporate taxes since 2022.
Best year ever: 2024, with € 110,751 profit.
On average € 92,100 of value added per employee in 2025.
Management
The stake of FINANSART, SOGERIC comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ASCOFIMOThe shares are held by FINANSART (50%) and SOGERIC (50%). It owns 100% of MAIGRE MAXIME itself.
Directors
According to the 2025 annual accounts
Managing director · represented by Frédéric ANSION
Also active at: Les Assurances Basselier
since 2023 · until 2029
Managing director · represented by Geoffrey POLLART
since 2023 · until 2029
Participations
100%
Establishments
Establishment units
Physical locations of this company
Route de Charleroi(EP) 48
7134 Binche
Rue Hector Trigallez(LEV) 98 box B
7134 Binche
Active since 1 September 2026
Rue de Robiano(BIN) 10
7130 Binche
Active since 1 September 2026
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0462.029.311
- VAT number
- BE 0462.029.311
- Registered office
- Route de Charleroi(EP) 48, 7134 Binche
- Names & denominations
- ASCOFIMO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 4 December 1997
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis