Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
3T from Kruisem, company number BE0461926074, closed financial year 2025 with a result of € -580,704 after tax. For that financial year 3T recorded a gross margin of € 156,474 and equity of € 8.6 million. Compared with financial year 2024, the result moved from € 766,661 to € -580,704. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 3, 2026.
€ 8.6 million
▼ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -580,704
▼ still € 766,661 profit in 2024
Profit after tax over the fiscal year.
€ 190,636
▲ € 153,107 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 8.6 million.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 65,857
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 3.3 million
▲ € 2.9 million vs 2024
€ 50,000 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 32,632
▲ 294% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 25,930
▼ 87% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 164,192 | € 176,037 | € 1,206,173 | € 156,474 | ▼ 87% |
| Profit after taxes | € -81,114 | € -39,173 | € 766,661 | € -580,704 | ▼ € 1.3 million |
| Equity | € 8,493,064 | € 8,453,891 | € 9,220,552 | € 8,639,847 | ▼ 6% |
| Total debts | € 1,446,718 | € 1,657,192 | € 1,316,116 | € 4,062,146 | ▲ 209% |
| Cash | € 657,630 | € 64,388 | € 37,529 | € 190,636 | ▲ € 153,107 |
| Land & buildings | € 5,230,190 | € 5,037,441 | € 3,549,338 | € 9,182,067 | ▲ 159% |
| Retained profit | € 8,474,514 | € 8,435,341 | € 9,202,002 | € 8,621,297 | ▼ 6% |
| Bank debt | € 464,005 | € 432,148 | € 389,771 | € 3,285,170 | ▲ € 2.9 million |
| Balance sheet total | € 10,298,689 | € 10,456,501 | € 10,839,730 | € 12,993,990 | ▲ 20% |
Key figures of 3T, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to 3T?
What happened at 3T in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 580,704 (▼ € 1.3 million vs 2024). filed late Source: NBB ↗
- New establishment in Kruisem. KBO
- Start of the company according to the CBE. KBO
In short
From € 81,114 loss in 2022 to € 580,704 loss in 2025.
Paid € 329,449 in corporate taxes since 2022.
Best year ever: 2024, with € 766,661 profit.
Management
Behind 3T are Albert Thevelin and Nathalie Stevens. Albert Thevelin is also behind MOMENTS FURNITURE and MOMENTS FURNITURE GROUP. Nathalie Stevens is also behind Immo-Stevens.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Zevekotstraat(KRU) 4
9770 Kruisem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0461.926.074
- VAT number
- BE 0461.926.074
- Registered office
- Zevekotstraat(KRU) 4, 9770 Kruisem
- Names & denominations
- 3T
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 November 1997
- Peppol
- Active · Active since 27 Nov 2025
- Activities · NACE
Handelsbemiddeling in de groothandel in voedings- en genotmiddelen
Handelsbemiddeling in voedings- en genotmiddelen