Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
17 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
BELFIUS AUTO LEASE from Zaventem, company number BE0461783247, closed financial year 2025 with a result of € 6.3 million after tax. For that financial year BELFIUS AUTO LEASE recorded revenue of € 241.3 million and equity of € 24 million. Compared with financial year 2024, the result moved from € -1.3 million to € 6.3 million. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
€ 24 million
▲ 36% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6.3 million
▲ still € 1.3 million loss in 2024
Profit after tax over the fiscal year.
€ 11.9 million
▼ 70% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 22.7 million.
People and assets in 2025
50.4
▼ 3.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 6.3 million
▲ 1% vs 2024
€ 124,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 752.6 million
▲ 1% vs 2024
€ 203.7 million is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 25.5 million
▲ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 143 days on average.
€ 4.5 million
▲ 152% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 167,339,880 | € 161,219,318 | € 201,834,246 | € 241,339,117 | ▲ 20% |
| Profit after taxes | € 10,189,680 | € 3,804,399 | € -1,289,762 | € 6,306,339 | ▲ € 7.6 million |
| Equity | € 15,156,423 | € 18,960,822 | € 17,671,060 | € 23,977,399 | ▲ 36% |
| Total debts | € 488,964,458 | € 642,640,534 | € 811,012,310 | € 817,563,210 | ▲ 1% |
| Cash | - | € 15,694 | € 39,555,691 | € 11,877,009 | ▼ 70% |
| Retained profit | € 13,916,955 | € 17,721,354 | € 16,431,592 | € 22,737,931 | ▲ 38% |
| Bank debt | € 450,041,951 | € 597,555,286 | € 746,166,476 | € 752,635,491 | ▲ 1% |
| Balance sheet total | € 505,442,479 | € 662,922,954 | € 830,004,968 | € 842,862,207 | ▲ 2% |
| Employees (FTE) | 44.8 | 45.5 | 54 | 50.4 | ▼ 3.6 |
Key figures of BELFIUS AUTO LEASE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BELFIUS AUTO LEASE?
What happened at BELFIUS AUTO LEASE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Philippe Crevits stepped down as director. NBB
- Lies Gevaert stepped down as director. NBB
- Jan Aertgeerts stepped down as director. NBB
- Ann Bouchet stepped down as director. NBB
- Guy De Ceuster stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 6.3 million. Source: NBB ↗
- Philippe Crevits became a director. NBB
- De Vry Mario stepped down as director. NBB
In short
From € 10.2 million profit in 2022 to € 6.3 million profit in 2025.
Paid € 14 million in corporate taxes since 2022.
Best year ever: 2022, with € 10.2 million profit.
Pays suppliers within 143 days on average.
Management
The shares are held by Belfius Asset Finance Holding NV (100%) and Belfius Bank NV (0%).
Directors
According to the 2025 annual accounts
De Vry Mario
Director
since 2024 · until 2025
since 2026 · until 2030
Lies Gevaert
Director
since 2023 · until 2030
since 2020 · until 2030
Ann Bouchet
Director
since 2023 · until 2030
since 2021 · until 2030
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Luchthaven Brussel Nationaal 1K
1930 Zaventem
Luchthaven Brussel Nationaal 1 box K
1930 Zaventem
Active since 13 November 1997
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 17 companies are registered at this address.
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€ 96.9 million revenue · 2025
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€ 79.7 million revenue · 2025
+12 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0461.783.247
- VAT number
- BE 0461.783.247
- Registered office
- Luchthaven Brussel Nationaal 1K, 1930 Zaventem
- Names & denominations
- BELFIUS AUTO LEASE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 29 October 1997
- Peppol
- Active · Active since 9 Dec 2025
- Contact
- belfius.be
- Activities · NACE
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