What does PRODUCT & NEGOCE do?

PRODUCT & NEGOCE is a wholesaler in Herstal. Public Limited, started on 13 October 1997, 1 establishment.

What is the address of PRODUCT & NEGOCE?

The registered office of PRODUCT & NEGOCE is located at Rue de Hermée 225, 4040 Herstal.

Is PRODUCT & NEGOCE still active?

Yes. According to the CBE (30 October 2026) PRODUCT & NEGOCE is active, legal situation “Normale toestand”, started on 13 October 1997.

Is PRODUCT & NEGOCE registered on Peppol?

Yes, PRODUCT & NEGOCE is registered on the Peppol network with ID 0208:0461654177.

What is the enterprise number of PRODUCT & NEGOCE?

The enterprise number of PRODUCT & NEGOCE is BE0461654177.

When was PRODUCT & NEGOCE founded?

PRODUCT & NEGOCE was founded on 13 October 1997.

Who are the directors of PRODUCT & NEGOCE?

According to the 2025 annual accounts, the directors of PRODUCT & NEGOCE are: Patrick DE MAEYER, René MATHOUL, François Xavier MATHOUL.

Is PRODUCT & NEGOCE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 13 October 1997; 4 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did PRODUCT & NEGOCE make in 2025?

PRODUCT & NEGOCE recorded a loss after taxes of € 25,244 in financial year 2025.

What is the revenue of PRODUCT & NEGOCE?

As a small company, PRODUCT & NEGOCE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 493,288.

PRODUCT & NEGOCE (Public Limited) - Herstal

Dossier PRODUCT & NEGOCE, printed on 30 October 2026 from databakkes.be/en/0461654177/product-negoce. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

PRODUCT & NEGOCE from Herstal, company number BE0461654177, closed financial year 2025 with a result of € -25,244 after tax. For that financial year PRODUCT & NEGOCE recorded a gross margin of € 493,288 and equity of € 2.1 million. Compared with financial year 2024, the result moved from € 112,478 to € -25,244. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 23, 2026.

What it is worth Healthy

€ 2.1 million

▼ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -25,244

▼ still € 112,478 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 47,881

▼ 1% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 2 million.

People and assets in 2025

Wage cost

€ 77,699

▼ 10% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 21,058

▼ 34% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 20 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 3.3 million

▼ 5% vs 2024

€ 162,371 is repaid this year. At this pace the long-term loan is gone in ≈ 20 years.

Owed to suppliers

€ 206,254

▼ 50% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 26,792

▼ 59% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 319,123 Gross margin 2022: € 319,123 First fiscal year in the series	€ 2,174,458 Gross margin 2023: € 2,174,458 ▲ € 1.9 million vs 2022 (€ 319,123) Favourable step	€ 587,887 Gross margin 2024: € 587,887 ▼ 73% vs 2023 (€ 2,174,458) Unfavourable step	€ 493,288 Gross margin 2025: € 493,288 ▼ 16% vs 2024 (€ 587,887) Unfavourable step	▼ 16%
Profit after taxes	€ 78,443 Profit after taxes 2022: € 78,443 First fiscal year in the series	€ 1,508,700 Profit after taxes 2023: € 1,508,700 ▲ € 1.4 million vs 2022 (€ 78,443) Favourable step	€ 112,478 Profit after taxes 2024: € 112,478 ▼ 93% vs 2023 (€ 1,508,700) Unfavourable step	€ -25,244 Profit after taxes 2025: € -25,244 ▼ € 137,722 vs 2024 (€ 112,478) Unfavourable step	▼ € 137,722
Equity	€ 683,871 Equity 2022: € 683,871 First fiscal year in the series	€ 2,054,122 Equity 2023: € 2,054,122 ▲ 200% vs 2022 (€ 683,871) Favourable step	€ 2,159,401 Equity 2024: € 2,159,401 ▲ 5% vs 2023 (€ 2,054,122) Favourable step	€ 2,126,958 Equity 2025: € 2,126,958 ▼ 2% vs 2024 (€ 2,159,401) Unfavourable step	▼ 2%
Total debts	€ 757,864 Total debts 2022: € 757,864 First fiscal year in the series	€ 4,122,315 Total debts 2023: € 4,122,315 ▲ € 3.4 million vs 2022 (€ 757,864) Unfavourable step	€ 4,020,257 Total debts 2024: € 4,020,257 ▼ 2% vs 2023 (€ 4,122,315) Favourable step	€ 3,580,165 Total debts 2025: € 3,580,165 ▼ 11% vs 2024 (€ 4,020,257) Favourable step	▼ 11%
Cash	€ 21,027 Cash 2022: € 21,027 First fiscal year in the series	€ 32,925 Cash 2023: € 32,925 ▲ 57% vs 2022 (€ 21,027) Favourable step	€ 48,604 Cash 2024: € 48,604 ▲ 48% vs 2023 (€ 32,925) Favourable step	€ 47,881 Cash 2025: € 47,881 ▼ 1% vs 2024 (€ 48,604) Unfavourable step	▼ 1%
Land & buildings	€ 419,523 Land & buildings 2022: € 419,523 First fiscal year in the series	€ 3,499,846 Land & buildings 2023: € 3,499,846 ▲ € 3.1 million vs 2022 (€ 419,523) Unchanged	€ 5,133,974 Land & buildings 2024: € 5,133,974 ▲ 47% vs 2023 (€ 3,499,846) Unchanged	€ 5,040,705 Land & buildings 2025: € 5,040,705 ▼ 2% vs 2024 (€ 5,133,974) Unchanged	▼ 2%
Retained profit	€ 438,728 Retained profit 2022: € 438,728 First fiscal year in the series	€ 1,947,428 Retained profit 2023: € 1,947,428 ▲ € 1.5 million vs 2022 (€ 438,728) Favourable step	€ 2,059,906 Retained profit 2024: € 2,059,906 ▲ 6% vs 2023 (€ 1,947,428) Favourable step	€ 2,034,662 Retained profit 2025: € 2,034,662 ▼ 1% vs 2024 (€ 2,059,906) Unfavourable step	▼ 1%
Bank debt	€ 578,374 Bank debt 2022: € 578,374 First fiscal year in the series	€ 3,646,245 Bank debt 2023: € 3,646,245 ▲ € 3.1 million vs 2022 (€ 578,374) Unfavourable step	€ 3,533,754 Bank debt 2024: € 3,533,754 ▼ 3% vs 2023 (€ 3,646,245) Favourable step	€ 3,341,718 Bank debt 2025: € 3,341,718 ▼ 5% vs 2024 (€ 3,533,754) Favourable step	▼ 5%
Balance sheet total	€ 1,441,734 Balance sheet total 2022: € 1,441,734 First fiscal year in the series	€ 6,635,133 Balance sheet total 2023: € 6,635,133 ▲ € 5.2 million vs 2022 (€ 1,441,734) Unchanged	€ 6,615,419 Balance sheet total 2024: € 6,615,419 Unchanged (€ 6,635,133) Unchanged	€ 6,119,950 Balance sheet total 2025: € 6,119,950 ▼ 7% vs 2024 (€ 6,615,419) Unchanged	▼ 7%

Key figures of PRODUCT & NEGOCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.

What happened to PRODUCT & NEGOCE?

What happened at PRODUCT & NEGOCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2028 Patrick DE MAEYER stepped down as director. NBB
2028 René MATHOUL stepped down as director. NBB
2028 François Xavier MATHOUL stepped down as director. NBB
Jan 23, 2026 New annual accounts for financial year 2025: loss of € 25,244 (▼ € 137,722 vs 2024). Source: NBB ↗
2016 Patrick DE MAEYER became a director. NBB
2016 René MATHOUL became a director. NBB
2016 François Xavier MATHOUL became a director. NBB
Oct 21, 1997 New establishment in Herstal. KBO

In short

From € 78,443 profit in 2022 to € 25,244 loss in 2025.

Paid € 68,323 in corporate taxes since 2022.

Best year ever: 2023, with € 1.5 million profit.

Original PDFs at the National Bank ↗

Management

Directors

According to the 2025 annual accounts

Patrick DE MAEYER

Director

since 2016 · until 2028

René MATHOUL

Director

Also active at: BLUE MAP

since 2016 · until 2028

François Xavier MATHOUL

Managing director

since 2016 · until 2028

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de Hermée 225

4040 Herstal

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.

All companies at this address →

BLUE MAP same network

€ 21,360 gross margin · 2025

PROCONTROL

€ 1.3 million gross margin · 2025

THV DEGREMONT - DECKX A.O. - INEOS OXIDE

Efficency Team

€ 435,365 gross margin · 2025

BLACHERE ILLUMINATION BELGIQUE

€ 1.8 million gross margin · 2025

+1 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0461.654.177

VAT number

BE 0461.654.177

Registered office

Rue de Hermée 225, 4040 Herstal

Names & denominations

PRODUCT & NEGOCE

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

13 October 1997

Peppol

Active · Active since 27 Nov 2025

Activities · NACE

Groothandel in andere machines en werktuigen, neg

Groothandel in diverse machines en uitrusting voor handel en dienstverlening, n.e.g.

Groothandel in elektrisch materiaal, inclusief installatiemateriaal

Groothandel in elektrisch materiaal inclusief installatiemateriaal

Groothandel in andere machines en werktuigen, n.e.g.

Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen

View on CBE Public ↗ Annual accounts (NBB) ↗

PRODUCT & NEGOCE

Warning lights

Financials

What happened to PRODUCT & NEGOCE?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions