Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Legal situation KBO
Vrijwillige ontbinding – vereffening according to the CBE.
Financials
Financial year 2025
FINANCIA NV/SA from Schoten, company number BE0461272909, closed financial year 2025 with a result of € 65,615 after tax. For that financial year FINANCIA NV/SA recorded a gross margin of € -1,582 and equity of € -81,668. Compared with financial year 2024, the result moved from € 105,636 to € 65,615. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -81,668
▲ € 65,615 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 65,615
▼ 38% vs 2024
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -503,168.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -51,276 | € -56,074 | € -5,704 | € -1,582 | ▲ € 4,122 |
| Profit after taxes | € -49,151 | € -58,180 | € 105,636 | € 65,615 | ▼ 38% |
| Equity | € -194,738 | € -252,918 | € -147,282 | € -81,668 | ▲ € 65,615 |
| Total debts | € 215,209 | € 271,283 | € 147,283 | € 81,668 | ▼ 45% |
| Retained profit | € -616,238 | € -674,418 | € -568,782 | € -503,168 | ▲ € 65,615 |
| Balance sheet total | € 40,471 | € 38,365 | € 0 | € 0 |
Key figures of FINANCIA NV/SA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINANCIA NV/SA?
What happened at FINANCIA NV/SA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
FINANCIA NV/SA is active according to the CBE. Legal situation: Vrijwillige ontbinding – vereffening.
- New annual accounts for financial year 2025: profit of € 65,615 (▼ 38% vs 2024). filed late Source: NBB ↗
- New establishment in Schoten. KBO
- Start of the company according to the CBE. KBO
In short
From € 49,151 loss in 2022 to € 65,615 profit in 2025.
Best year ever: 2024, with € 105,636 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FINANCIA NV/SA is Robin Charles Cook.
Directors
According to the 2025 annual accounts
Robin Charles Cook
Liquidator
Establishments
Establishment units
Physical locations of this company
Schijnparklaan 31
2900 Schoten
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0461.272.909
- VAT number
- BE 0461.272.909
- Registered office
- Schijnparklaan 31, 2900 Schoten
- Names & denominations
- FINANCIA NV/SA · FHF · FINACO - HYPOFINANCE - FHF
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Vrijwillige ontbinding – vereffening
- Start date
- 7 August 1997
- Peppol
- Not registered