What does IMMO TER BANK do?

IMMO TER BANK is a property company in Aarschot. Public Limited, started on 15 July 1997, 2 establishments.

What is the address of IMMO TER BANK?

The registered office of IMMO TER BANK is located at Volkensvoortstraat 11A, 3201 Aarschot.

Is IMMO TER BANK still active?

Yes. According to the CBE (29 October 2026) IMMO TER BANK is active, legal situation “Normale toestand”, started on 15 July 1997.

Is IMMO TER BANK registered on Peppol?

Yes, IMMO TER BANK is registered on the Peppol network with ID 0208:0461071979.

What is the enterprise number of IMMO TER BANK?

The enterprise number of IMMO TER BANK is BE0461071979.

When was IMMO TER BANK founded?

IMMO TER BANK was founded on 15 July 1997.

Who are the directors of IMMO TER BANK?

According to the 2026 annual accounts, the directors of IMMO TER BANK are: HANS VAN ROIE, MARIA DEBONTRIDDER, STEFAN VAN ROIE.

Is IMMO TER BANK a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 15 July 1997; 5 annual accounts filed, latest fiscal year 2026; 3 directors known from the annual account; 2 establishments in the CBE.

How much profit did IMMO TER BANK make in 2026?

IMMO TER BANK recorded a loss after taxes of € 13,356 in financial year 2026.

What is the revenue of IMMO TER BANK?

As a small company, IMMO TER BANK is not required to publish revenue in its annual accounts. In financial year 2026, its added value was € 722,854.

IMMO TER BANK (Public Limited) - Aarschot - BE0461071979

Dossier IMMO TER BANK, printed on 29 October 2026 from databakkes.be/en/0461071979/immo-ter-bank. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 4 of the last 4 fiscal years.
Two loss years in a row NBB

Negative result in 2025 and 2026.
Tight liquidity NBB

Cash and receivables cover 17 % of short-term debt in 2026; threshold 65 %.

Financials

Financial year 2026

IMMO TER BANK from Aarschot, company number BE0461071979, closed financial year 2026 with a result of € -13,356 after tax. For that financial year IMMO TER BANK recorded a gross margin of € 722,854 and equity of € -677,183. Compared with financial year 2025, the result moved from € -231,103 to € -13,356. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.

What it is worth Caution

€ -677,183

▼ € 13,356 vs 2025

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -13,356

▲ 94 % less loss than in 2025

Profit after tax over the fiscal year.

Cash in the bank

€ 41,497

▼ 28% vs 2025

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -739,156.

People and assets in 2026

Wage cost

€ 51,999

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2026

Bank debt ≈ 34 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 7.4 million

▼ 2% vs 2025

€ 216,954 is repaid this year. At this pace the long-term loan is gone in ≈ 34 years.

Owed to suppliers

€ 123,953

▲ 55% vs 2025

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 3,582

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2023	2024	2025	2026	Change 2025 → 2026
Gross margin	€ 13,344 Gross margin 2023: € 13,344 First fiscal year in the series	€ 34,985 Gross margin 2024: € 34,985 ▲ 162% vs 2023 (€ 13,344) Favourable step	€ 269,956 Gross margin 2025: € 269,956 ▲ € 234,972 vs 2024 (€ 34,985) Favourable step	€ 722,854 Gross margin 2026: € 722,854 ▲ 168% vs 2025 (€ 269,956) Favourable step	▲ 168%
Profit after taxes	€ -88,343 Profit after taxes 2023: € -88,343 First fiscal year in the series	€ -304,531 Profit after taxes 2024: € -304,531 ▼ € 216,189 vs 2023 (€ -88,343) Unfavourable step	€ -231,103 Profit after taxes 2025: € -231,103 ▲ € 73,428 vs 2024 (€ -304,531) Favourable step	€ -13,356 Profit after taxes 2026: € -13,356 ▲ € 217,747 vs 2025 (€ -231,103) Favourable step	▲ € 217,747
Equity	€ -128,192 Equity 2023: € -128,192 First fiscal year in the series	€ -432,724 Equity 2024: € -432,724 ▼ € 304,531 vs 2023 (€ -128,192) Unfavourable step	€ -663,827 Equity 2025: € -663,827 ▼ € 231,103 vs 2024 (€ -432,724) Unfavourable step	€ -677,183 Equity 2026: € -677,183 ▼ € 13,356 vs 2025 (€ -663,827) Unfavourable step	▼ € 13,356
Total debts	€ 2,090,533 Total debts 2023: € 2,090,533 First fiscal year in the series	€ 6,197,380 Total debts 2024: € 6,197,380 ▲ 196% vs 2023 (€ 2,090,533) Unfavourable step	€ 8,658,671 Total debts 2025: € 8,658,671 ▲ 40% vs 2024 (€ 6,197,380) Unfavourable step	€ 8,522,729 Total debts 2026: € 8,522,729 ▼ 2% vs 2025 (€ 8,658,671) Favourable step	▼ 2%
Cash	€ 207,240 Cash 2023: € 207,240 First fiscal year in the series	€ 194,369 Cash 2024: € 194,369 ▼ 6% vs 2023 (€ 207,240) Unfavourable step	€ 57,456 Cash 2025: € 57,456 ▼ 70% vs 2024 (€ 194,369) Unfavourable step	€ 41,497 Cash 2026: € 41,497 ▼ 28% vs 2025 (€ 57,456) Unfavourable step	▼ 28%
Land & buildings	€ 1,701,389 Land & buildings 2023: € 1,701,389 First fiscal year in the series	€ 5,481,484 Land & buildings 2024: € 5,481,484 ▲ 222% vs 2023 (€ 1,701,389) Unchanged	€ 7,637,263 Land & buildings 2025: € 7,637,263 ▲ 39% vs 2024 (€ 5,481,484) Unchanged	€ 7,545,245 Land & buildings 2026: € 7,545,245 ▼ 1% vs 2025 (€ 7,637,263) Unchanged	▼ 1%
Retained profit	€ -190,166 Retained profit 2023: € -190,166 First fiscal year in the series	€ -494,697 Retained profit 2024: € -494,697 ▼ € 304,531 vs 2023 (€ -190,166) Unfavourable step	€ -725,800 Retained profit 2025: € -725,800 ▼ € 231,103 vs 2024 (€ -494,697) Unfavourable step	€ -739,156 Retained profit 2026: € -739,156 ▼ € 13,356 vs 2025 (€ -725,800) Unfavourable step	▼ € 13,356
Bank debt	€ 1,353,793 Bank debt 2023: € 1,353,793 First fiscal year in the series	€ 5,118,734 Bank debt 2024: € 5,118,734 ▲ 278% vs 2023 (€ 1,353,793) Unfavourable step	€ 7,521,519 Bank debt 2025: € 7,521,519 ▲ 47% vs 2024 (€ 5,118,734) Unfavourable step	€ 7,365,160 Bank debt 2026: € 7,365,160 ▼ 2% vs 2025 (€ 7,521,519) Favourable step	▼ 2%
Balance sheet total	€ 1,962,341 Balance sheet total 2023: € 1,962,341 First fiscal year in the series	€ 5,764,656 Balance sheet total 2024: € 5,764,656 ▲ 194% vs 2023 (€ 1,962,341) Unchanged	€ 7,994,844 Balance sheet total 2025: € 7,994,844 ▲ 39% vs 2024 (€ 5,764,656) Unchanged	€ 7,845,546 Balance sheet total 2026: € 7,845,546 ▼ 2% vs 2025 (€ 7,994,844) Unchanged	▼ 2%

Key figures of IMMO TER BANK, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.

What happened to IMMO TER BANK?

What happened at IMMO TER BANK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 30, 2026 New annual accounts for financial year 2026: loss of € 13,356. Source: NBB ↗
Apr 1, 2025 New establishment in Leuven. KBO
2012 HANS VAN ROIE became a director. NBB
2012 MARIA DEBONTRIDDER became a director. NBB
2012 STEFAN VAN ROIE became a director. NBB
Aug 19, 1997 New establishment in Aarschot. KBO
Jul 15, 1997 Start of the company according to the CBE. KBO

In short

From € 88,343 loss in 2023 to € 13,356 loss in 2026.

Original PDFs at the National Bank ↗

Management

HANS VAN ROIE MARIA DEBONTRIDDER STEFAN VAN ROIE

EQUIMO

PATRIBO 2000

IMMO TER BANK

VAN ROIE STEFAN

Behind IMMO TER BANK are HANS VAN ROIE, MARIA DEBONTRIDDER and STEFAN VAN ROIE. The same people are also behind PATRIBO 2000. HANS VAN ROIE is also behind EQUIMO and LDB CONSULT. STEFAN VAN ROIE is also behind VAN ROIE STEFAN.

Directors

According to the 2026 annual accounts

HANS VAN ROIE

Director

Also active at: EQUIMO, PATRIBO 2000, LDB CONSULT

since 2012

MARIA DEBONTRIDDER

Managing director

Also active at: PATRIBO 2000

since 2012

STEFAN VAN ROIE

Director

Also active at: VAN ROIE STEFAN, PATRIBO 2000

since 2012

Establishments

Establishment units

Physical locations of this company

Registered office

Volkensvoortstraat 11A

3201 Aarschot

2.083.004.724

Volkensvoortstraat 11 box A

3201 Aarschot

Active since 19 August 1997

2.371.135.801

Celestijnenlaan 52 box C

3001 Leuven

Active since 1 April 2025

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

ACCOUNTANTSKANTOOR VAN ROIE LAURENT

€ -15,282 gross margin · 2025

PATRIBO 2000 same network

€ 4,279 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0461.071.979
VAT number: BE 0461.071.979
Registered office: Volkensvoortstraat 11A, 3201 Aarschot
Names & denominations: IMMO TER BANK
Enterprise type: Rechtspersoon
Legal form: Public limited company
Legal situation: Normale toestand
Start date: 15 July 1997
Peppol: Active · Active since 9 Oct 2025
Activities · NACE: Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen

View on CBE Public ↗ Annual accounts (NBB) ↗

IMMO TER BANK

Warning lights

Financials

What happened to IMMO TER BANK?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions