Financials
Financial year 2025
IMMO - B from La Louvière, company number BE0460940535, closed financial year 2025 with a result of € 487,618 after tax. For that financial year IMMO - B recorded a gross margin of € 985,487 and equity of € 2.6 million. Compared with financial year 2024, the result moved from € 92,386 to € 487,618. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 12, 2026.
€ 2.6 million
▲ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 487,618
▲ € 395,232 vs 2024
Profit after tax over the fiscal year.
€ 13,446
▲ 27% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 150,000 paid out
31 % of the profit went to the shareholders, the rest stayed in the company.
Debts at end 2025
€ 3.1 million
▲ 23% vs 2024
€ 260,388 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 88,161
▼ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 51,407
▼ 16% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 347,160 | € 341,030 | € 442,774 | € 985,487 | ▲ 123% |
| Profit after taxes | € 981 | € -5,376 | € 92,386 | € 487,618 | ▲ € 395,232 |
| Equity | € 2,345,293 | € 2,339,917 | € 2,289,446 | € 2,631,794 | ▲ 15% |
| Total debts | € 3,576,010 | € 3,371,555 | € 2,710,940 | € 3,240,721 | ▲ 20% |
| Cash | € 10,533 | € 53,002 | € 10,596 | € 13,446 | ▲ 27% |
| Land & buildings | € 3,507,329 | € 3,337,090 | € 3,166,851 | € 2,641,499 | ▼ 17% |
| Retained profit | € 1,754,293 | € 1,748,917 | € 1,698,446 | € 2,040,794 | ▲ 20% |
| Dividend | € 0 | € 0 | € 142,857 | € 150,000 | ▲ 5% |
| Bank debt | € 3,329,630 | € 3,135,097 | € 2,523,267 | € 3,094,599 | ▲ 23% |
| Balance sheet total | € 6,034,423 | € 5,799,789 | € 5,071,899 | € 6,068,563 | ▲ 20% |
Key figures of IMMO - B, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMO - B?
What happened at IMMO - B in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- JOHANNA BAIO stepped down as director. NBB
- VINCENZO BAIO stepped down as director. NBB
- GIUSEPPE BAIO stepped down as director. NBB
- NICOLE BOUDJEMAA stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 487,618 (▲ € 395,232 vs 2024). Source: NBB ↗
- JOHANNA BAIO became a director. NBB
- VINCENZO BAIO became a director. NBB
- GIUSEPPE BAIO became a director. NBB
In short
From € 981 profit in 2022 to € 487,618 profit in 2025.
Paid € 138,566 in corporate taxes since 2022.
Best year ever: 2025, with € 487,618 profit.
Paid out € 292,857 in dividends to the owners in total.
Management
The stake of BAIO CONSTRUCTIONS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
IMMO - BThe shares are held by BAIO CONSTRUCTIONS (27.3%).
Directors
According to the 2025 annual accounts
GIUSEPPE BAIO
Director
since 2022 · until 2028
since 2024 · until 2030
NICOLE BOUDJEMAA
Director
since 2022 · until 2028
since 2024 · until 2030
Shareholders
27.3%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Jules Destrée(L.L) 43
7100 La Louvière
Rue Jean Jaurès(L.L) 158 box 2
7100 La Louvière
Active since 30 June 1997
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0460.940.535
- VAT number
- BE 0460.940.535
- Registered office
- Rue Jules Destrée(L.L) 43, 7100 La Louvière
- Names & denominations
- IMMO - B
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 26 June 1997
- Peppol
- Active · Active since 27 Nov 2025
- Activities · NACE
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis