Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
-
Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2024; threshold 65 %.
-
Figures corrected NBB
Corrected annual account filed for 2021.
-
Late annual account NBB
Fiscal year 2024 was filed 204 days after the legal deadline.
-
Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2024
LOZANO & M.P. CONSTRUCTION from La Louvière, company number BE0460344380, closed financial year 2024 with a result of € -67,607 after tax. For that financial year LOZANO & M.P. CONSTRUCTION recorded a gross margin of € -2,624 and equity of € -289,966. Compared with financial year 2023, the result moved from € -32,876 to € -67,607. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on February 20, 2026.
€ -289,966
▼ € 67,607 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -67,607
▼ 106 % more loss than in 2023
Profit after tax over the fiscal year.
€ 4,252
▼ 44% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -310,418.
People and assets in 2024
€ 55,249
▼ 37% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 839
▼ 49% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 36,675
▼ 12% vs 2023
€ 3,359 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 259,408
▲ 36% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 4,645
▲ 93% vs 2023
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 113,502 | € 73,416 | € 72,524 | € -2,624 | ▼ € 75,148 |
| Profit after taxes | € -193,734 | € -41,296 | € -32,876 | € -67,607 | ▼ € 34,731 |
| Equity | € -148,188 | € -189,483 | € -222,359 | € -289,966 | ▼ € 67,607 |
| Total debts | € 525,087 | € 528,177 | € 516,611 | € 611,473 | ▲ 18% |
| Cash | € 25,344 | € 7,284 | € 7,628 | € 4,252 | ▼ 44% |
| Land & buildings | - | € 256 | - | - | |
| Retained profit | € -166,780 | € -208,075 | € -240,951 | € -310,418 | ▼ € 69,467 |
| Bank debt | € 208,151 | € 203,075 | € 41,859 | € 36,675 | ▼ 12% |
| Balance sheet total | € 376,899 | € 338,693 | € 294,252 | € 321,507 | ▲ 9% |
Key figures of LOZANO & M.P. CONSTRUCTION, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to LOZANO & M.P. CONSTRUCTION?
What happened at LOZANO & M.P. CONSTRUCTION in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
LOZANO & M.P. CONSTRUCTION is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2024: loss of € 67,607. filed late Source: NBB ↗
- New establishment in La Louvière. KBO
- Start of the company according to the CBE. KBO
In short
From € 193,734 loss in 2021 to € 67,607 loss in 2024.
Establishments
Establishment units
Physical locations of this company
Rue Parmentier(L.L) 35
7100 La Louvière
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0460.344.380
- VAT number
- BE 0460.344.380
- Registered office
- Rue Parmentier(L.L) 35, 7100 La Louvière
- Names & denominations
- LOZANO & M.P. CONSTRUCTION
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 1 April 1997
- Peppol
- Active · Active since 17 Dec 2025
- Activities · NACE
Algemene bouw van residentiële gebouwen