Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CREAPAL from Jabbeke, company number BE0460087430, closed financial year 2025 with a result of € 313,638 after tax. For that financial year CREAPAL recorded revenue of € 1.2 million and equity of € 4.9 million. Compared with financial year 2024, the result moved from € 649,979 to € 313,638. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 2, 2026.
€ 4.9 million
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 313,638
▼ 52% vs 2024
Profit after tax over the fiscal year.
€ 152,993
▼ 78% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 242,288 paid out
77 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 3,749
▼ 87% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.7 million
▼ 15% vs 2024
€ 303,125 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 28,379
▲ € 21,990 vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 250 days on average.
€ 4,305
▼ 87% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 1,033,990 | € 1,246,023 | € 1,217,884 | € 1,226,181 | ▲ 1% |
| Profit after taxes | € 163,671 | € 316,473 | € 649,979 | € 313,638 | ▼ 52% |
| Equity | € 4,645,248 | € 4,510,459 | € 4,827,293 | € 4,898,642 | ▲ 1% |
| Total debts | € 4,201,598 | € 3,792,962 | € 3,583,487 | € 2,988,314 | ▼ 17% |
| Cash | € 317,598 | € 132,344 | € 705,854 | € 152,993 | ▼ 78% |
| Land & buildings | € 8,119,012 | € 7,642,578 | € 7,107,714 | € 6,816,167 | ▼ 4% |
| Retained profit | € 4,284,423 | € 4,149,635 | € 4,466,468 | € 4,537,818 | ▲ 2% |
| Dividend | € 0 | € 451,261 | € 333,146 | € 242,288 | ▼ 27% |
| Bank debt | € 2,858,333 | € 2,382,552 | € 2,046,094 | € 1,742,969 | ▼ 15% |
| Balance sheet total | € 8,846,845 | € 8,303,422 | € 8,410,780 | € 7,886,957 | ▼ 6% |
Key figures of CREAPAL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CREAPAL?
What happened at CREAPAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- TATRA BV stepped down as director. NBB
- Cecile VERMEIRE stepped down as director. NBB
- REELAND BV stepped down as director. NBB
- SCHAVELING BV stepped down as director. NBB
- Annabel VERMEIRE stepped down as director. NBB
- Christian PETERS stepped down as director. NBB
- Bart NEELS stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 313,638 (▼ 52% vs 2024). Source: NBB ↗
In short
From € 163,671 profit in 2022 to € 313,638 profit in 2025.
Paid € 337,861 in corporate taxes since 2022.
Best year ever: 2024, with € 649,979 profit.
Paid out € 1 million in dividends to the owners in total.
Management
The stake of DIAPAL comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CREAPALThe shares are held by DIAPAL (10%). It owns 52.8% of DIAPAL itself.
Directors
According to the 2025 annual accounts
since 2024 · until 2030
since 2025 · until 2030
since 2025 · until 2030
since 2024 · until 2030
since 2024 · until 2027
since 2024 · until 2027
Shareholders
10%
Participations
52.8%
Establishments
Establishment units
Physical locations of this company
Bekedijkstraat 1
8490 Jabbeke
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0460.087.430
- VAT number
- BE 0460.087.430
- Registered office
- Bekedijkstraat 1, 8490 Jabbeke
- Names & denominations
- CREAPAL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 24 February 1997
- Peppol
- Active · Active since 14 Oct 2025
- Activities · NACE
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