Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
BERNARDI & CO from Charleroi, company number BE0460079314, closed financial year 2025 with a result of € -744 after tax. For that financial year BERNARDI & CO recorded a gross margin of € 40,815 and equity of € 17,848. Compared with financial year 2024, the result moved from € -8,926 to € -744. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 17,848
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -744
▲ 92 % less loss than in 2024
Profit after tax over the fiscal year.
€ 10,819
▲ 104% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -744.
People and assets in 2025
€ 30,258
▼ 5% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 3,310
▼ 33% vs 2024
€ 1,687 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 32,316
▼ 34% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,296
▲ 18% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 40,913 | € 48,199 | € 31,889 | € 40,815 | ▲ 28% |
| Profit after taxes | € 9,014 | € 11,935 | € -8,926 | € -744 | ▲ € 8,182 |
| Equity | € 15,583 | € 27,518 | € 18,592 | € 17,848 | ▼ 4% |
| Total debts | € 43,388 | € 56,535 | € 72,634 | € 49,826 | ▼ 31% |
| Cash | € 4,710 | € 2,606 | € 5,313 | € 10,819 | ▲ 104% |
| Retained profit | € -3,009 | € 8,926 | € 0 | € -744 | |
| Bank debt | € 8,861 | € 6,435 | € 4,914 | € 3,310 | ▼ 33% |
| Balance sheet total | € 58,971 | € 84,053 | € 91,226 | € 67,674 | ▼ 26% |
Key figures of BERNARDI & CO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BERNARDI & CO?
What happened at BERNARDI & CO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 744. filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 9,014 profit in 2022 to € 744 loss in 2025.
Paid € 2,020 in corporate taxes since 2022.
Best year ever: 2023, with € 11,935 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Rue Albert Ier 62
6043 Charleroi
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0460.079.314
- VAT number
- BE 0460.079.314
- Registered office
- Rue Albert Ier 62, 6043 Charleroi
- Names & denominations
- BERNARDI & CO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 February 1997
- Peppol
- Active · Active since 15 Oct 2024
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants
Accountants
Boekhouders en boekhouders-fiscalisten