Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2022 and 2023.
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Tight liquidity NBB
Cash and receivables cover 37 % of short-term debt in 2023; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2021.
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Annual account missing NBB
Fiscal year 2024 was expected before 31 July 2025 and has not been filed.
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Busy address KBO
19 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2023
PUNTO Y COMA from Brussel, company number BE0459673892, closed financial year 2023 with a result of € -8,833 after tax. For that financial year PUNTO Y COMA recorded a gross margin of € 15,328 and equity of € 49,713. Compared with financial year 2022, the result moved from € -18,258 to € -8,833. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 22, 2024.
€ 49,713
▼ 15% vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -8,833
▲ 52 % less loss than in 2022
Profit after tax over the fiscal year.
€ 1,174
▲ 11% vs 2022
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 16,248.
People and assets in 2023
€ 16,880
▲ 115% vs 2022
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 10,617
▼ 22% vs 2022
Book value of vehicles, furniture and equipment.
Debts at end 2023
€ 17,242
▼ 8% vs 2022
Loans from banks and other lenders, long and short.
€ 118,681
▲ € 109,843 vs 2022
Supplier invoices still open on the last day of the fiscal year.
€ 13,520
▲ 134% vs 2022
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|---|
| Gross margin | € 310 | € -3,189 | € 15,328 | ▲ € 18,516 |
| Profit after taxes | € -3,272 | € -18,258 | € -8,833 | ▲ € 9,425 |
| Equity | € 76,804 | € 58,546 | € 49,713 | ▼ 15% |
| Total debts | € 184,851 | € 237,756 | € 311,907 | ▲ 31% |
| Cash | € 2,031 | € 1,054 | € 1,174 | ▲ 11% |
| Retained profit | € 43,338 | € 25,081 | € 16,248 | ▼ 35% |
| Bank debt | € 18,847 | € 18,713 | € 17,242 | ▼ 8% |
| Balance sheet total | € 261,655 | € 296,302 | € 361,620 | ▲ 22% |
Key figures of PUNTO Y COMA, fiscal years 2021 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to PUNTO Y COMA?
What happened at PUNTO Y COMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2023: loss of € 8,833. filed late Source: NBB ↗
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,272 loss in 2021 to € 8,833 loss in 2023.
A new publication or filing at PUNTO Y COMA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind PUNTO Y COMA is Roberto MORIANA LOPEZ. Roberto MORIANA LOPEZ is also behind YEBRA.
Directors
According to the 2023 annual accounts
Establishments
Establishment units
Physical locations of this company
Stevinstraat 115
1000 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 19 companies are registered at this address.
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€ 154,919 gross margin · 2025
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
OVH Mail
Hosting
OVH, FR
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0459.673.892
- VAT number
- BE 0459.673.892
- Registered office
- Stevinstraat 115, 1000 Brussel
- Names & denominations
- PUNTO Y COMA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 December 1996
- Peppol
- Active · Active since 25 Mar 2026
- Contact
- puntoycoma.be
- Activities · NACE
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