Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 8 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
98 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Studiebureel B & L from Elsene, company number BE0459342906, closed financial year 2025 with a result of € -100,292 after tax. For that financial year Studiebureel B & L recorded a gross margin of € 30,722 and equity of € -145,452. Compared with financial year 2024, the result moved from € -106,599 to € -100,292. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ -145,452
▼ € 100,292 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -100,292
▲ 6 % less loss than in 2024
Profit after tax over the fiscal year.
€ 11,826
▼ 36% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -164,044.
People and assets in 2025
1.3
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 128,532
▼ 12% vs 2024
€ 98,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,826
▼ 33% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 2,489
▼ 85% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 18,250
▼ 11% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 143,002 | € 160,713 | € 40,260 | € 30,722 | ▼ 24% |
| Profit after taxes | € 18,540 | € 16,822 | € -106,599 | € -100,292 | ▲ € 6,307 |
| Equity | € 44,616 | € 61,438 | € -45,160 | € -145,452 | ▼ € 100,292 |
| Total debts | € 124,076 | € 121,060 | € 89,619 | € 160,885 | ▲ 80% |
| Cash | € 71,045 | € 33,740 | € 18,498 | € 11,826 | ▼ 36% |
| Retained profit | € 26,024 | € 42,846 | € -63,752 | € -164,044 | ▼ € 100,292 |
| Balance sheet total | € 168,692 | € 182,498 | € 44,458 | € 15,432 | ▼ 65% |
| Employees (FTE) | 1.4 | 1.4 | 1.5 | 1.3 | ▼ 0.2 |
Key figures of Studiebureel B & L, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Studiebureel B & L?
What happened at Studiebureel B & L in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 100,292. Source: NBB ↗
- Ab+plan BV became a director. NBB
- New establishment in Haacht. KBO
- Start of the company according to the CBE. KBO
In short
From € 18,540 profit in 2022 to € 100,292 loss in 2025.
Paid € 10,079 in corporate taxes since 2022.
Best year ever: 2022, with € 18,540 profit.
On average € 23,600 of value added per employee in 2025.
Management
The stake of SOLID CAPITAL comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Studiebureel B & LBehind Studiebureel B & L is Ab+plan BV. The shares are held by SOLID CAPITAL (100%).
Directors
According to the 2025 annual accounts
Director · represented by Laurent Antoine J Bellis
Also active at: SCHELDINVEST, BO-INVEST, Zilverzorg, BAKELAND, Immo Osseven, SOLID CAPITAL
since 2024
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Arnaud Fraiteurlaan 15-23
1050 Elsene
Werchtersesteenweg 126
3150 Haacht
Active since 7 August 2001
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 98 companies are registered at this address.
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€ 19,105 gross margin · 2024
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0459.342.906
- VAT number
- BE 0459.342.906
- Registered office
- Arnaud Fraiteurlaan 15-23, 1050 Elsene
- Names & denominations
- Studiebureel B & L
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 December 1996
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
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