Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
J.C.P. from Clavier, company number BE0459295889, closed financial year 2025 with a result of € 3,988 after tax. For that financial year J.C.P. recorded a gross margin of € 10,149 and equity of € -88,413. Compared with financial year 2024, the result moved from € 9,220 to € 3,988. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ -88,413
▲ € 3,988 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,988
▼ 57% vs 2024
Profit after tax over the fiscal year.
€ 837
▼ 38% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -150,386.
People and assets in 2025
€ 11,546
▼ 19% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2,000
Loans from banks and other lenders, long and short.
€ 210
▼ 29% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,880 | € 7,175 | € 16,278 | € 10,149 | ▼ 38% |
| Profit after taxes | € -8,098 | € 885 | € 9,220 | € 3,988 | ▼ 57% |
| Equity | € -102,506 | € -101,621 | € -92,401 | € -88,413 | ▲ € 3,988 |
| Total debts | € 132,060 | € 125,635 | € 112,992 | € 104,677 | ▼ 7% |
| Cash | € 2,969 | € 1,136 | € 1,359 | € 837 | ▼ 38% |
| Land & buildings | € 5,092 | € 3,944 | € 2,796 | € 1,648 | ▼ 41% |
| Retained profit | € -164,479 | € -163,594 | € -154,375 | € -150,386 | ▲ € 3,988 |
| Bank debt | € 9,905 | € 8,551 | € 0 | € 2,000 | |
| Balance sheet total | € 29,555 | € 24,014 | € 20,591 | € 16,264 | ▼ 21% |
Key figures of J.C.P., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J.C.P.?
What happened at J.C.P. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3,988 (▼ 57% vs 2024). Source: NBB ↗
- Catherine DELHEZ stepped down as director. NBB
- Jacques DELHEZ stepped down as director. NBB
- Cécile DELHEZ stepped down as director. NBB
- Catherine DELHEZ became a director. NBB
- Jacques DELHEZ became a director. NBB
- Cécile DELHEZ became a director. NBB
- New establishment in Clavier. KBO
In short
From € 8,098 loss in 2022 to € 3,988 profit in 2025.
Best year ever: 2024, with € 9,220 profit.
Management
Directors
According to the 2025 annual accounts
Catherine DELHEZ
Director
since 2020 · until 2026
since 2020 · until 2026
Cécile DELHEZ
Director
since 2020 · until 2026
Establishments
Establishment units
Physical locations of this company
Rue de la Croix 14
4560 Clavier
Rue de la Croix 16
4560 Clavier
Active since 18 December 1996
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0459.295.889
- VAT number
- BE 0459.295.889
- Registered office
- Rue de la Croix 14, 4560 Clavier
- Names & denominations
- J.C.P.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 22 November 1996
- Peppol
- Not registered