Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VERLO from Westerlo, company number BE0459146332, closed financial year 2025 with a result of € 1,478 after tax. For that financial year VERLO recorded a gross margin of € 37,038 and equity of € 158,837. Compared with financial year 2024, the result moved from € 3,454 to € 1,478. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 158,837
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,478
▼ 57% vs 2024
Profit after tax over the fiscal year.
€ 16,485
▼ 14% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 152,637.
Debts at end 2025
€ 112,370
▼ 17% vs 2024
€ 23,788 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 16,120
▼ 16% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 148
▼ 96% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 52,136 | € 35,320 | € 39,983 | € 37,038 | ▼ 7% |
| Profit after taxes | € 15,999 | € 7,369 | € 3,454 | € 1,478 | ▼ 57% |
| Equity | € 146,535 | € 153,904 | € 157,358 | € 158,837 | ▲ 1% |
| Total debts | € 257,741 | € 243,283 | € 278,877 | € 268,671 | ▼ 4% |
| Cash | € 40,522 | € 42,581 | € 19,265 | € 16,485 | ▼ 14% |
| Land & buildings | € 277,597 | € 261,563 | € 340,319 | € 313,297 | ▼ 8% |
| Retained profit | € 140,335 | € 147,704 | € 151,158 | € 152,637 | ▲ 1% |
| Bank debt | € 181,741 | € 158,945 | € 135,823 | € 112,370 | ▼ 17% |
| Balance sheet total | € 404,276 | € 397,188 | € 436,236 | € 427,508 | ▼ 2% |
Key figures of VERLO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VERLO?
What happened at VERLO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,478 (▼ 57% vs 2024). Source: NBB ↗
- Isabel Verheijen became a director. NBB
- GEERT AERTS became a director. NBB
- New establishment in Westerlo. KBO
- Start of the company according to the CBE. KBO
In short
From € 15,999 profit in 2022 to € 1,478 profit in 2025.
Paid € 10,777 in corporate taxes since 2022.
Best year ever: 2022, with € 15,999 profit.
Management
Behind VERLO are Isabel Verheijen and GEERT AERTS. GEERT AERTS is also behind AGRA - CENTRALE.
Directors
According to the 2025 annual accounts
Isabel Verheijen
Director
since 2023
since 2011
Establishments
Establishment units
Physical locations of this company
Heidestraat 56
2260 Westerlo
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0459.146.332
- VAT number
- BE 0459.146.332
- Registered office
- Heidestraat 56, 2260 Westerlo
- Names & denominations
- VERLO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 October 1996
- Peppol
- Active · Active since 21 Dec 2025
- Activities · NACE
Diverse ondersteunende activiteiten ten behoeve van voorzieningen
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Beheer van overig onroerend goed
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)