Financials
Financial year 2025
Institut Sainte-Marie - Enseignement libre de la Région de Couvin from Couvin, company number BE0459110205, closed financial year 2025 with a result of € 99,540 after tax. For that financial year Institut Sainte-Marie - Enseignement libre de la Région de Couvin recorded a gross margin of € 8.7 million and equity of € 2.2 million. Compared with financial year 2024, the result moved from € 231,193 to € 99,540. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 9, 2026.
€ 2.2 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 99,540
▼ 57% vs 2024
Profit after tax over the fiscal year.
€ 652,099
▲ € 554,092 vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
4
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 8.2 million
▲ 1% vs 2024
€ 2 million per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 2.5 million
▼ 4% vs 2024
€ 106,029 is repaid this year. At this pace the long-term loan is gone in ≈ 24 years.
€ 74,946
▼ 15% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,487
▼ 16% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 135,620 | € 142,181 | - | - | |
| Gross margin | - | - | € 8,864,487 | € 8,745,366 | ▼ 1% |
| Profit after taxes | € 211,215 | € -30,108 | € 231,193 | € 99,540 | ▼ 57% |
| Equity | € 1,904,526 | € 1,927,976 | € 2,122,167 | € 2,169,407 | ▲ 2% |
| Total debts | € 3,094,746 | € 2,909,629 | € 2,856,966 | € 2,691,458 | ▼ 6% |
| Cash | € 14,546 | € 50,800 | € 98,008 | € 652,099 | ▲ € 554,092 |
| Land & buildings | € 3,146,843 | € 3,013,732 | € 2,861,810 | € 2,706,115 | ▼ 5% |
| Retained profit | € 1,076,663 | € 1,046,556 | € 1,277,749 | € 1,377,289 | ▲ 8% |
| Bank debt | € 2,859,682 | € 2,728,425 | € 2,602,598 | € 2,493,440 | ▼ 4% |
| Balance sheet total | € 4,999,272 | € 4,837,604 | € 4,979,133 | € 4,860,865 | ▼ 2% |
| Employees (FTE) | 3.8 | 4 | 4.1 | 4 | ▼ 0.1 |
Key figures of Institut Sainte-Marie - Enseignement libre de la Région de Couvin, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Institut Sainte-Marie - Enseignement libre de la Région de Couvin?
What happened at Institut Sainte-Marie - Enseignement libre de la Région de Couvin in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Fabrice Moraux stepped down as director. NBB
- Philippe Lambinet stepped down as director. NBB
- Jean-Louis Quinet stepped down as director. NBB
- Bernard Mathurin stepped down as director. NBB
- Yves Lechat stepped down as director. NBB
- Laure Gilbert stepped down as director. NBB
- DGST & Partners SRL stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 99,540 (▼ 57% vs 2024). Source: NBB ↗
In short
From € 211,215 profit in 2022 to € 99,540 profit in 2025.
Paid € 6,898 in corporate taxes since 2022.
Best year ever: 2024, with € 231,193 profit.
On average € 2.2 million of value added per employee in 2025.
Management
Directors
According to the 2025 annual accounts
Fabrice Moraux
Director
since 2022 · until 2027
Philippe Lambinet
Director
Also active at: ENSEIGNEMENT FONDAMENTAL CATHOLIQUE DE COUVIN, Philippe LAMBINET, Notaires associés
since 2022 · until 2027
Jean-Louis Quinet
Director
since 2022 · until 2027
Bernard Mathurin
Chairman of the board
since 2022 · until 2027
Yves Lechat
Director
since 2022 · until 2027
since 2022 · until 2027
Commissaire · represented by Pierre Sohet
Also active at: INTER - REGIES, COLLEGE NOTRE-DAME DES TROIS-VALLEES, La Famille d'accueil Odile Henri, Service d'accompagnement en accueil Familial, SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON, LIEGE - GESTION CENTRE - VILLE, Puressentiel TM
since 2023 · until 2026
Establishments
Establishment units
Physical locations of this company
Rue Noiret, Pes. 6
5660 Couvin
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0459.110.205
- VAT number
- BE 0459.110.205
- Registered office
- Rue Noiret, Pes. 6, 5660 Couvin
- Names & denominations
- Institut Sainte-Marie - Enseignement libre de la Région de Couvin · Institut Sainte-Marie
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 13 August 1996
- Peppol
- Active · Active since 12 Dec 2025
- Activities · NACE
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