What does BERNARD & STEFAAN do?

BERNARD & STEFAAN is a property company in Blankenberge. Private Limited, started on 4 November 1996, 1 establishment.

What is the address of BERNARD & STEFAAN?

The registered office of BERNARD & STEFAAN is located at Zeedijk 129 box w9, 8370 Blankenberge.

Is BERNARD & STEFAAN still active?

Yes. According to the CBE (29 October 2026) BERNARD & STEFAAN is active, legal situation “Normale toestand”, started on 4 November 1996.

Is BERNARD & STEFAAN registered on Peppol?

Yes, BERNARD & STEFAAN is registered on the Peppol network with ID 0208:0459077937.

What is the enterprise number of BERNARD & STEFAAN?

The enterprise number of BERNARD & STEFAAN is BE0459077937.

When was BERNARD & STEFAAN founded?

BERNARD & STEFAAN was founded on 4 November 1996.

Who are the directors of BERNARD & STEFAAN?

According to the 2025 annual accounts, the directors of BERNARD & STEFAAN are: Stephaan Eddy Verburgh, Bernard Verburgh.

Is BERNARD & STEFAAN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 4 November 1996; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did BERNARD & STEFAAN make in 2025?

BERNARD & STEFAAN posted a profit after taxes of € 198,584 in financial year 2025.

What is the revenue of BERNARD & STEFAAN?

As a small company, BERNARD & STEFAAN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 320,829.

BERNARD & STEFAAN (Private Limited) - Blankenberge

Dossier BERNARD & STEFAAN, printed on 29 October 2026 from databakkes.be/en/0459077937/bernard-stefaan. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

BERNARD & STEFAAN from Blankenberge, company number BE0459077937, closed financial year 2025 with a result of € 198,584 after tax. For that financial year BERNARD & STEFAAN recorded a gross margin of € 320,829 and equity of € 233,442. Compared with financial year 2024, the result moved from € 6,368 to € 198,584. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.

What it is worth Growing

€ 233,442

▲ € 198,584 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 198,584

▲ € 192,216 vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1,250

▲ 4% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 227,237.

People and assets in 2025

Vehicles and equipment

€ 351

▼ 80% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 3,000

▼ 98% vs 2024

Loans from banks and other lenders, long and short.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 60,711 Gross margin 2022: € 60,711 First fiscal year in the series	€ 35,893 Gross margin 2023: € 35,893 ▼ 41% vs 2022 (€ 60,711) Unfavourable step	€ 67,478 Gross margin 2024: € 67,478 ▲ 88% vs 2023 (€ 35,893) Favourable step	€ 320,829 Gross margin 2025: € 320,829 ▲ € 253,351 vs 2024 (€ 67,478) Favourable step	▲ € 253,351
Profit after taxes	€ 1,566 Profit after taxes 2022: € 1,566 First fiscal year in the series	€ -29,858 Profit after taxes 2023: € -29,858 ▼ € 31,424 vs 2022 (€ 1,566) Unfavourable step	€ 6,368 Profit after taxes 2024: € 6,368 ▲ € 36,226 vs 2023 (€ -29,858) Favourable step	€ 198,584 Profit after taxes 2025: € 198,584 ▲ € 192,216 vs 2024 (€ 6,368) Favourable step	▲ € 192,216
Equity	€ 58,348 Equity 2022: € 58,348 First fiscal year in the series	€ 28,490 Equity 2023: € 28,490 ▼ 51% vs 2022 (€ 58,348) Unfavourable step	€ 34,858 Equity 2024: € 34,858 ▲ 22% vs 2023 (€ 28,490) Favourable step	€ 233,442 Equity 2025: € 233,442 ▲ € 198,584 vs 2024 (€ 34,858) Favourable step	▲ € 198,584
Total debts	€ 681,654 Total debts 2022: € 681,654 First fiscal year in the series	€ 624,896 Total debts 2023: € 624,896 ▼ 8% vs 2022 (€ 681,654) Favourable step	€ 618,027 Total debts 2024: € 618,027 ▼ 1% vs 2023 (€ 624,896) Favourable step	€ 261,225 Total debts 2025: € 261,225 ▼ 58% vs 2024 (€ 618,027) Favourable step	▼ 58%
Cash	€ 1,340 Cash 2022: € 1,340 First fiscal year in the series	€ 125 Cash 2023: € 125 ▼ 91% vs 2022 (€ 1,340) Unfavourable step	€ 1,206 Cash 2024: € 1,206 ▲ € 1,082 vs 2023 (€ 125) Favourable step	€ 1,250 Cash 2025: € 1,250 ▲ 4% vs 2024 (€ 1,206) Favourable step	▲ 4%
Land & buildings	€ 571,219 Land & buildings 2022: € 571,219 First fiscal year in the series	€ 534,837 Land & buildings 2023: € 534,837 ▼ 6% vs 2022 (€ 571,219) Unchanged	€ 498,456 Land & buildings 2024: € 498,456 ▼ 7% vs 2023 (€ 534,837) Unchanged	€ 372,330 Land & buildings 2025: € 372,330 ▼ 25% vs 2024 (€ 498,456) Unchanged	▼ 25%
Retained profit	€ 52,142 Retained profit 2022: € 52,142 First fiscal year in the series	€ 22,285 Retained profit 2023: € 22,285 ▼ 57% vs 2022 (€ 52,142) Unfavourable step	€ 28,653 Retained profit 2024: € 28,653 ▲ 29% vs 2023 (€ 22,285) Favourable step	€ 227,237 Retained profit 2025: € 227,237 ▲ € 198,584 vs 2024 (€ 28,653) Favourable step	▲ € 198,584
Bank debt	€ 87,167 Bank debt 2022: € 87,167 First fiscal year in the series	€ 41,900 Bank debt 2023: € 41,900 ▼ 52% vs 2022 (€ 87,167) Favourable step	€ 149,000 Bank debt 2024: € 149,000 ▲ 256% vs 2023 (€ 41,900) Unfavourable step	€ 3,000 Bank debt 2025: € 3,000 ▼ 98% vs 2024 (€ 149,000) Favourable step	▼ 98%
Balance sheet total	€ 741,421 Balance sheet total 2022: € 741,421 First fiscal year in the series	€ 653,386 Balance sheet total 2023: € 653,386 ▼ 12% vs 2022 (€ 741,421) Unchanged	€ 652,886 Balance sheet total 2024: € 652,886 Unchanged (€ 653,386) Unchanged	€ 556,215 Balance sheet total 2025: € 556,215 ▼ 15% vs 2024 (€ 652,886) Unchanged	▼ 15%

Key figures of BERNARD & STEFAAN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to BERNARD & STEFAAN?

What happened at BERNARD & STEFAAN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 17, 2026 New annual accounts for financial year 2025: profit of € 198,584 (▲ € 192,216 vs 2024). Source: NBB ↗
2024 Bernard Verburgh became a director. NBB
Nov 8, 1996 New establishment in Zuienkerke. KBO
1996 Stephaan Eddy Verburgh became a director. NBB
Nov 4, 1996 Start of the company according to the CBE. KBO

In short

From € 1,566 profit in 2022 to € 198,584 profit in 2025.

Best year ever: 2025, with € 198,584 profit.

Original PDFs at the National Bank ↗

Management

Stephaan Eddy Verburgh Bernard Verburgh

Clavenborgen

DE MINUUT

BERNARD & STEFAAN

Verburgh

Behind BERNARD & STEFAAN are Stephaan Eddy Verburgh and Bernard Verburgh. Stephaan Eddy Verburgh is also behind Clavenborgen, DE MINUUT and VERBURGH PROJECTS. Bernard Verburgh is also behind Verburgh.

Directors

According to the 2025 annual accounts

Stephaan Eddy Verburgh

Director

Also active at: Clavenborgen, DE MINUUT, VERBURGH PROJECTS

since 1996

Bernard Verburgh

Director

Also active at: Verburgh

since 2024

Establishments

Establishment units

Physical locations of this company

Registered office

Zeedijk 129 box w9

8370 Blankenberge

2.079.012.678

Blankenbergse Steenweg 29

8377 Zuienkerke

Active since 8 November 1996

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

All companies at this address →

Verburgh same network

€ 100,254 gross margin · 2025

DE MINUUT same network

€ 27,881 gross margin · 2025

VERBURGH PROJECTS same network

€ 22,176 gross margin · 2025

MM BLANKENBERGE

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0459.077.937

VAT number

BE 0459.077.937

Registered office

Zeedijk 129 bus w9, 8370 Blankenberge

Names & denominations

BERNARD & STEFAAN

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

4 November 1996

Peppol

Active · Active since 8 Jul 2025

Activities · NACE

Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen

Verhuur van niet-residentiële gebouwen

Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen

View on CBE Public ↗ Annual accounts (NBB) ↗

BERNARD & STEFAAN

Warning lights

Financials

What happened to BERNARD & STEFAAN?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions