Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
18 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
BETTINA SCHWARZ from Wommelgem, company number BE0458865329, closed financial year 2025 with a result of € -180,296 after tax. For that financial year BETTINA SCHWARZ recorded a gross margin of € -105,864 and equity of € -246,760. Compared with financial year 2024, the result moved from € -144,685 to € -180,296. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ -246,760
▼ € 180,296 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -180,296
▼ 25 % more loss than in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -265,352.
People and assets in 2025
€ 85,460
▼ 34% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 282,535
▼ 36% vs 2024
€ 13,455 is repaid this year. At this pace the long-term loan is gone in ≈ 20 years.
€ 4,246
▼ 94% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,408
▲ € 6,120 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 114,390 | € 58,514 | € -110,140 | € -105,864 | ▲ € 4,276 |
| Profit after taxes | € 39,276 | € -17,202 | € -144,685 | € -180,296 | ▼ € 35,610 |
| Equity | € 95,423 | € 78,221 | € -66,464 | € -246,760 | ▼ € 180,296 |
| Total debts | € 1,017,694 | € 1,290,866 | € 1,089,611 | € 742,432 | ▼ 32% |
| Cash | € 51,056 | € 13,390 | € 0 | - | |
| Land & buildings | € 542,832 | € 720,930 | € 614,808 | € 296,348 | ▼ 52% |
| Retained profit | € 76,831 | € 59,629 | € -85,056 | € -265,352 | ▼ € 180,296 |
| Bank debt | € 371,027 | € 435,584 | € 442,443 | € 282,535 | ▼ 36% |
| Balance sheet total | € 1,113,117 | € 1,369,087 | € 1,023,147 | € 495,672 | ▼ 52% |
Key figures of BETTINA SCHWARZ, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BETTINA SCHWARZ?
What happened at BETTINA SCHWARZ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 180,296. filed late Source: NBB ↗
- Dirk Ballegeer became a director. NBB
- New establishment in Wommelgem. KBO
- Start of the company according to the CBE. KBO
In short
From € 39,276 profit in 2022 to € 180,296 loss in 2025.
Paid € 11,120 in corporate taxes since 2022.
Best year ever: 2022, with € 39,276 profit.
Management
Behind BETTINA SCHWARZ is Dirk Ballegeer.
Directors
According to the 2025 annual accounts
Dirk Ballegeer
Director
since 1999
Establishments
Establishment units
Physical locations of this company
Draaiboomstraat 6 box 15
2160 Wommelgem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 18 companies are registered at this address.
All companies at this address →SIVAC
€ 34 million revenue · 2025
J. & F. DE LAET
€ 275,691 gross margin · 2025
INTELLIGENT NUTRITION
€ -1,526 gross margin · 2025
DILITO
€ 17 million revenue · 2025
CONCEPTZ
€ 822,341 revenue · 2025
+13 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0458.865.329
- VAT number
- BE 0458.865.329
- Registered office
- Draaiboomstraat 6 bus 15, 2160 Wommelgem
- Names & denominations
- BETTINA SCHWARZ
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 September 1996
- Peppol
- Active · Active since 2 Mar 2026
- Activities · NACE
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur en lease van transportmiddelen voor vervoer over water
Verhuur en lease van personenauto’s en andere lichte motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
+3