Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
DEBROUX et DURAY ASSURANCES from Charleroi, company number BE0458732202, closed financial year 2025 with a result of € 644 after tax. For that financial year DEBROUX et DURAY ASSURANCES recorded a gross margin of € 1,145 and equity of € 9,497. Compared with financial year 2024, the result moved from € -2,052 to € 644. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 9,497
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 644
▲ still € 2,052 loss in 2024
Profit after tax over the fiscal year.
€ 2,511
▼ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 3,299.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 25
▼ 95% vs 2024
Loans from banks and other lenders, long and short.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,814 | € 1,979 | € -1,476 | € 1,145 | ▲ € 2,620 |
| Profit after taxes | € 2,630 | € 838 | € -2,052 | € 644 | ▲ € 2,696 |
| Equity | € 10,066 | € 10,904 | € 8,852 | € 9,497 | ▲ 7% |
| Total debts | € 644 | € 1,631 | € 564 | € 25 | ▼ 95% |
| Cash | € 1,380 | € 1,328 | € 2,560 | € 2,511 | ▼ 2% |
| Retained profit | € 3,869 | € 4,707 | € 2,655 | € 3,299 | ▲ 24% |
| Bank debt | € 644 | € 631 | € 564 | € 25 | ▼ 95% |
| Balance sheet total | € 10,711 | € 12,535 | € 9,417 | € 9,522 | ▲ 1% |
Key figures of DEBROUX et DURAY ASSURANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DEBROUX et DURAY ASSURANCES?
What happened at DEBROUX et DURAY ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 644. Source: NBB ↗
- Philippe WATELET became a director. NBB
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,630 profit in 2022 to € 644 profit in 2025.
Best year ever: 2022, with € 2,630 profit.
A new publication or filing at DEBROUX et DURAY ASSURANCES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of ASSURANCES JOUNIAUX comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
DEBROUX et DURAY ASSURANCESBehind DEBROUX et DURAY ASSURANCES is Philippe WATELET. The shares are held by ASSURANCES JOUNIAUX (100%).
Directors
According to the 2025 annual accounts
since 2015
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Route de Châtelet 183
6010 Charleroi
Rue Jean Bellière 121
6001 Charleroi
Active since 12 September 1996
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0458.732.202
- VAT number
- BE 0458.732.202
- Registered office
- Route de Châtelet 183, 6010 Charleroi
- Names & denominations
- DEBROUX et DURAY ASSURANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 September 1996
- Peppol
- Not registered
- Activities · NACE
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