Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 42 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2022.
Financials
Financial year 2025
VAARTDIJK from Lier, company number BE0457997871, closed financial year 2025 with a result of € -263,510 after tax. For that financial year VAARTDIJK recorded a gross margin of € -1,466 and equity of € 2.5 million. Compared with financial year 2024, the result moved from € 280,438 to € -263,510. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.
€ 2.5 million
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -263,510
▼ still € 280,438 profit in 2024
Profit after tax over the fiscal year.
€ 939,626
▲ € 720,404 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 2.4 million.
People and assets in 2025
€ 113,127
▼ 5% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 5.5 million
▼ 5% vs 2024
Loans from banks and other lenders, long and short.
€ 43,732
▼ 73% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 78,358
▲ 11% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 444,848 | € 1,961,516 | € 945,531 | € -1,466 | ▼ € 946,997 |
| Profit after taxes | € 107,033 | € 796,361 | € 280,438 | € -263,510 | ▼ € 543,948 |
| Equity | € 2,274,040 | € 3,070,400 | € 2,731,477 | € 2,467,967 | ▼ 10% |
| Total debts | € 6,996,734 | € 9,813,011 | € 8,607,136 | € 8,384,004 | ▼ 3% |
| Cash | - | € 147,221 | € 219,221 | € 939,626 | ▲ € 720,404 |
| Land & buildings | € 8,637,639 | € 12,478,644 | € 8,474,115 | € 2,402,468 | ▼ 72% |
| Retained profit | € 2,224,040 | € 3,020,400 | € 2,681,477 | € 2,417,967 | ▼ 10% |
| Dividend | € 118,388 | € 0 | € 619,361 | € 0 | ▼ 100% |
| Bank debt | € 5,074,601 | € 8,948,616 | € 5,856,616 | € 5,547,616 | ▼ 5% |
| Balance sheet total | € 9,426,659 | € 13,131,027 | € 11,582,338 | € 11,091,804 | ▼ 4% |
Key figures of VAARTDIJK, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VAARTDIJK?
What happened at VAARTDIJK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 263,510 (▼ € 543,948 vs 2024). filed late Source: NBB ↗
- Stephan Declerck became a director. NBB
- New establishment in Lier. KBO
- Start of the company according to the CBE. KBO
In short
From € 107,033 profit in 2022 to € 263,510 loss in 2025.
Paid € 385,718 in corporate taxes since 2022.
Best year ever: 2023, with € 796,361 profit.
Paid out € 737,749 in dividends to the owners in total.
Management
Behind VAARTDIJK is Stephan Declerck. Stephan Declerck is also behind STEENBLOK, LEI 25 and MB DECLERCK.
Directors
According to the 2025 annual accounts
since 2005
Establishments
Establishment units
Physical locations of this company
Aarschotsesteenweg 284
2500 Lier
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →Caluberna
€ 44,584 gross margin · 2025
STEENBLOK same network
€ 160,078 gross margin · 2025
Epsilon
Winston
€ 255,145 gross margin · 2025
CALUBERNA HOLDING
€ -21,725 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0457.997.871
- VAT number
- BE 0457.997.871
- Registered office
- Aarschotsesteenweg 284, 2500 Lier
- Names & denominations
- VAARTDIJK
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 May 1996
- Peppol
- Active · Active since 24 Nov 2023
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