Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Horizons from Charleroi, company number BE0457543060, closed financial year 2025 with a result of € -4,160 after tax. For that financial year Horizons recorded a gross margin of € 22,757 and equity of € 164,507. Compared with financial year 2024, the result moved from € -1,205 to € -4,160. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 23, 2026.
€ 164,507
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,160
▼ 245 % more loss than in 2024
Profit after tax over the fiscal year.
€ 16,914
▼ 49% vs 2024
Cash and bank balances on the last day of the fiscal year.
Debts at end 2025
€ 44,463
▼ 11% vs 2024
€ 5,611 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 16,887 | € 22,082 | € 22,931 | € 22,757 | ▼ 1% |
| Profit after taxes | € 2,557 | € -2,148 | € -1,205 | € -4,160 | ▼ € 2,956 |
| Equity | € 172,020 | € 169,872 | € 168,667 | € 164,507 | ▼ 2% |
| Total debts | € 60,000 | € 55,028 | € 49,852 | € 44,463 | ▼ 11% |
| Cash | € 66,952 | € 18,378 | € 32,951 | € 16,914 | ▼ 49% |
| Land & buildings | € 109,681 | € 170,421 | € 154,636 | € 166,293 | ▲ 8% |
| Retained profit | € 26,625 | € 24,477 | € 23,272 | € 19,111 | ▼ 18% |
| Bank debt | € 60,000 | € 55,028 | € 49,852 | € 44,463 | ▼ 11% |
| Balance sheet total | € 232,020 | € 224,900 | € 218,519 | € 208,970 | ▼ 4% |
Key figures of Horizons, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Horizons?
What happened at Horizons in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Daphné BERNARD stepped down as director. NBB
- Valery SCHORMANS stepped down as director. NBB
- Jean-Francois DIZIER stepped down as director. NBB
- Virginie COPPENS stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 4,161. Source: NBB ↗
- Daphné BERNARD became a director. NBB
- Valery SCHORMANS became a director. NBB
- Jean-Francois DIZIER became a director. NBB
In short
From € 2,557 profit in 2022 to € 4,161 loss in 2025.
Best year ever: 2022, with € 2,557 profit.
Management
Directors
According to the 2025 annual accounts
Daphné BERNARD
Director
since 2023 · until 2028
Valery SCHORMANS
Director
since 2023 · until 2028
since 2023 · until 2028
Virginie COPPENS
Chairman of the board
since 2023 · until 2028
Establishments
Establishment units
Physical locations of this company
Rue Jean Volders 2
6043 Charleroi
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0457.543.060
- VAT number
- BE 0457.543.060
- Registered office
- Rue Jean Volders 2, 6043 Charleroi
- Names & denominations
- Horizons
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 26 December 1995
- Peppol
- Not registered