Cagi is registered with the CBE as active in: Huishoudelijke persoonlijke dienstverlening. Private Limited, started on 11 January 1996, 1 establishment.

What is the address of Cagi?

The registered office of Cagi is located at Linkhoutstraat 154, 3560 Lummen.

Is Cagi still active?

Yes. According to the CBE (29 October 2026) Cagi is active, legal situation “Normale toestand”, started on 11 January 1996.

Is Cagi registered on Peppol?

Yes, Cagi is registered on the Peppol network with ID 0208:0456983430.

What is the enterprise number of Cagi?

The enterprise number of Cagi is BE0456983430.

When was Cagi founded?

Cagi was founded on 11 January 1996.

Who are the directors of Cagi?

According to the 2025 annual accounts, the directors of Cagi are: Nadia Schepmans, Luc Brants.

Is Cagi a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 11 January 1996; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did Cagi make in 2025?

Cagi recorded a loss after taxes of € 17,459 in financial year 2025.

What is the revenue of Cagi?

As a small company, Cagi is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 419,894.

How much does an employee at Cagi earn?

The average wage cost per full-time employee at Cagi was € 21,300 in 2025: staff costs of € 401,366 for 18.8 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Cagi have?

According to the 2025 annual accounts, Cagi has 18.8 full-time equivalents (FTE).

Cagi (Private Limited) - Lummen - BE0456983430

Dossier Cagi, printed on 29 October 2026 from databakkes.be/en/0456983430/cagi. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.
Tight liquidity NBB

Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

Cagi from Lummen, company number BE0456983430, closed financial year 2025 with a result of € -17,459 after tax. For that financial year Cagi recorded a gross margin of € 419,894 and equity of € 1,746. Compared with financial year 2024, the result moved from € -7,387 to € -17,459. The company made a loss. The buffer shrank hard: equity is 91 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.

What it is worth Shrank hard

€ 1,746

▼ 91% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -17,459

▼ 136 % more loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 18,721

▼ 17% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -73,254.

People and assets in 2025

Full-time equivalents

18.8

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 401,366

▼ 17% vs 2024

€ 21,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 10,999

▲ € 9,315 vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 137,970

▼ 23% vs 2024

€ 49,325 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Taxes and wages

€ 51,397

▼ 3% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 604,601 Gross margin 2022: € 604,601 First fiscal year in the series	€ 685,880 Gross margin 2023: € 685,880 ▲ 13% vs 2022 (€ 604,601) Favourable step	€ 517,375 Gross margin 2024: € 517,375 ▼ 25% vs 2023 (€ 685,880) Unfavourable step	€ 419,894 Gross margin 2025: € 419,894 ▼ 19% vs 2024 (€ 517,375) Unfavourable step	▼ 19%
Profit after taxes	€ 5,397 Profit after taxes 2022: € 5,397 First fiscal year in the series	€ 18,501 Profit after taxes 2023: € 18,501 ▲ 243% vs 2022 (€ 5,397) Favourable step	€ -7,387 Profit after taxes 2024: € -7,387 ▼ € 25,888 vs 2023 (€ 18,501) Unfavourable step	€ -17,459 Profit after taxes 2025: € -17,459 ▼ € 10,072 vs 2024 (€ -7,387) Unfavourable step	▼ € 10,072
Equity	€ 8,090 Equity 2022: € 8,090 First fiscal year in the series	€ 26,592 Equity 2023: € 26,592 ▲ 229% vs 2022 (€ 8,090) Favourable step	€ 19,205 Equity 2024: € 19,205 ▼ 28% vs 2023 (€ 26,592) Unfavourable step	€ 1,746 Equity 2025: € 1,746 ▼ 91% vs 2024 (€ 19,205) Unfavourable step	▼ 91%
Total debts	€ 389,790 Total debts 2022: € 389,790 First fiscal year in the series	€ 410,466 Total debts 2023: € 410,466 ▲ 5% vs 2022 (€ 389,790) Unfavourable step	€ 291,562 Total debts 2024: € 291,562 ▼ 29% vs 2023 (€ 410,466) Favourable step	€ 257,677 Total debts 2025: € 257,677 ▼ 12% vs 2024 (€ 291,562) Favourable step	▼ 12%
Cash	€ 38,198 Cash 2022: € 38,198 First fiscal year in the series	€ 23,223 Cash 2023: € 23,223 ▼ 39% vs 2022 (€ 38,198) Unfavourable step	€ 22,451 Cash 2024: € 22,451 ▼ 3% vs 2023 (€ 23,223) Unfavourable step	€ 18,721 Cash 2025: € 18,721 ▼ 17% vs 2024 (€ 22,451) Unfavourable step	▼ 17%
Land & buildings	€ 181,581 Land & buildings 2022: € 181,581 First fiscal year in the series	€ 211,540 Land & buildings 2023: € 211,540 ▲ 16% vs 2022 (€ 181,581) Unchanged	€ 188,249 Land & buildings 2024: € 188,249 ▼ 11% vs 2023 (€ 211,540) Unchanged	€ 164,958 Land & buildings 2025: € 164,958 ▼ 12% vs 2024 (€ 188,249) Unchanged	▼ 12%
Retained profit	€ -66,910 Retained profit 2022: € -66,910 First fiscal year in the series	€ -48,408 Retained profit 2023: € -48,408 ▲ € 18,501 vs 2022 (€ -66,910) Favourable step	€ -55,795 Retained profit 2024: € -55,795 ▼ € 7,387 vs 2023 (€ -48,408) Unfavourable step	€ -73,254 Retained profit 2025: € -73,254 ▼ € 17,459 vs 2024 (€ -55,795) Unfavourable step	▼ € 17,459
Bank debt	€ 239,454 Bank debt 2022: € 239,454 First fiscal year in the series	€ 231,267 Bank debt 2023: € 231,267 ▼ 3% vs 2022 (€ 239,454) Favourable step	€ 179,904 Bank debt 2024: € 179,904 ▼ 22% vs 2023 (€ 231,267) Favourable step	€ 137,970 Bank debt 2025: € 137,970 ▼ 23% vs 2024 (€ 179,904) Favourable step	▼ 23%
Balance sheet total	€ 397,880 Balance sheet total 2022: € 397,880 First fiscal year in the series	€ 437,058 Balance sheet total 2023: € 437,058 ▲ 10% vs 2022 (€ 397,880) Unchanged	€ 310,767 Balance sheet total 2024: € 310,767 ▼ 29% vs 2023 (€ 437,058) Unchanged	€ 259,423 Balance sheet total 2025: € 259,423 ▼ 17% vs 2024 (€ 310,767) Unchanged	▼ 17%
Employees (FTE)	23 Employees (FTE) 2022: 23 First fiscal year in the series	-	18.8 Employees (FTE) 2024: 18.8 First fiscal year in the series	18.8 Employees (FTE) 2025: 18.8 Unchanged (18.8) Unchanged

Key figures of Cagi, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Cagi?

What happened at Cagi in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 25, 2026 New annual accounts for financial year 2025: loss of € 17,459. filed late Source: NBB ↗
2004 Nadia Schepmans became a director. NBB
Feb 15, 1996 New establishment in Lummen. KBO
1996 Luc Brants became a director. NBB
Jan 11, 1996 Start of the company according to the CBE. KBO

In short

From € 5,397 profit in 2022 to € 17,459 loss in 2025.

Paid € 5,248 in corporate taxes since 2022.

Best year ever: 2023, with € 18,501 profit.

On average € 22,300 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Nadia Schepmans Luc Brants

Cagi

Seniorie Adrienne

Behind Cagi are Nadia Schepmans and Luc Brants. Luc Brants is also behind Seniorie Adrienne.

Directors

According to the 2025 annual accounts

Nadia Schepmans

Administrator-manager

since 2004

Luc Brants

Administrator-manager

Also active at: Seniorie Adrienne

since 1996

Establishments

Establishment units

Physical locations of this company

Registered office

Linkhoutstraat 154

3560 Lummen

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

NSLB

€ 253,241 gross margin · 2025

BTW Eenheid " GROEP CAGI"

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0456.983.430

VAT number

BE 0456.983.430

Registered office

Linkhoutstraat 154, 3560 Lummen

Names & denominations

Cagi

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

11 January 1996

Peppol

Active · Active since 9 Dec 2025

Activities · NACE

Huishoudelijke persoonlijke dienstverlening

Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen

Niet-gespecialiseerde detailhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100 m2)

Algemene reiniging van gebouwen

Activiteiten van holdings

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen

Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen

View on CBE Public ↗ Annual accounts (NBB) ↗

Cagi

Warning lights

Financials

What happened to Cagi?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions