Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
IAM from Schilde, company number BE0456934831, closed financial year 2025 with a result of € -16,737 after tax. For that financial year IAM recorded a gross margin of € -1,163 and equity of € -115,987. Compared with financial year 2024, the result moved from € 7,425 to € -16,737. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ -115,987
▼ € 16,737 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -16,737
▼ still € 7,425 profit in 2024
Profit after tax over the fiscal year.
€ 5,661
▲ 53% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -146,974.
People and assets in 2025
€ 72,814
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 55,882
Loans from banks and other lenders, long and short.
€ 2,160
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -2,271 | € -6,286 | € 10,832 | € -1,163 | ▼ € 11,996 |
| Profit after taxes | € -5,307 | € -9,784 | € 7,425 | € -16,737 | ▼ € 24,162 |
| Equity | € -96,891 | € -106,675 | € -99,250 | € -115,987 | ▼ € 16,737 |
| Total debts | € 108,301 | € 117,948 | € 108,750 | € 208,098 | ▲ 91% |
| Cash | € 695 | € 467 | € 3,700 | € 5,661 | ▲ 53% |
| Retained profit | € -127,878 | € -137,661 | € -130,237 | € -146,974 | ▼ € 16,737 |
| Bank debt | € 55,882 | € 55,882 | € 55,882 | € 55,882 | |
| Balance sheet total | € 11,409 | € 11,273 | € 9,500 | € 92,111 | ▲ € 82,611 |
Key figures of IAM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IAM?
What happened at IAM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 16,737 (▼ € 24,162 vs 2024). filed late Source: NBB ↗
- New establishment in Schilde. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,307 loss in 2022 to € 16,737 loss in 2025.
Best year ever: 2024, with € 7,425 profit.
Management
Behind IAM are Gianni Ostojic and Jadranko Ostojic. The same people are also behind DERCO.
Establishments
Establishment units
Physical locations of this company
Liersebaan 84 box 3
2970 Schilde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0456.934.831
- VAT number
- BE 0456.934.831
- Registered office
- Liersebaan 84 bus 3, 2970 Schilde
- Names & denominations
- IAM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 January 1996
- Peppol
- Active · Active since 10 Feb 2026
- Activities · NACE
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