Financials
Financial year 2025
“BV Raman, van Eekelen & Van Loon” from Kalmthout, company number BE0456903454, closed financial year 2025 with a result of € 256,388 after tax. For that financial year “BV Raman, van Eekelen & Van Loon” recorded a gross margin of € 734,040 and equity of € 1.3 million. Compared with financial year 2024, the result moved from € 232,456 to € 256,388. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 30, 2026.
€ 1.3 million
▲ 24% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 256,388
▲ 10% vs 2024
Profit after tax over the fiscal year.
€ 318,455
▲ 100% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.3 million.
People and assets in 2025
3.2
▲ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 240,260
▲ 5% vs 2024
€ 75,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 10,192
▼ 44% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 640,161
▼ 15% vs 2024
€ 118,705 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 41,946
▲ 71% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 656,862 | € 699,899 | € 715,964 | € 734,040 | ▲ 3% |
| Profit after taxes | € 159,898 | € 240,087 | € 232,456 | € 256,388 | ▲ 10% |
| Equity | € 603,511 | € 843,597 | € 1,076,054 | € 1,332,442 | ▲ 24% |
| Total debts | € 736,637 | € 555,165 | € 896,575 | € 682,107 | ▼ 24% |
| Cash | € 451,368 | € 481,311 | € 158,945 | € 318,455 | ▲ 100% |
| Land & buildings | € 97,597 | € 71,913 | € 503,269 | € 489,895 | ▼ 3% |
| Retained profit | € 559,849 | € 799,935 | € 1,032,392 | € 1,288,780 | ▲ 25% |
| Bank debt | € 583,103 | € 473,050 | € 756,940 | € 640,161 | ▼ 15% |
| Balance sheet total | € 1,340,147 | € 1,398,763 | € 1,972,628 | € 2,014,549 | ▲ 2% |
| Employees (FTE) | 3.9 | 3.2 | 3 | 3.2 | ▲ 0.2 |
By gross margin, “BV Raman, van Eekelen & Van Loon” ranks 1st of 5 companies with main activity “Activiteiten van verzekeringsagenten en -makelaars” in Kalmthout that publish figures (fiscal year 2025).
Key figures of “BV Raman, van Eekelen & Van Loon”, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
Ask about “BV Raman, van Eekelen & Van Loon” the way you would ask their accountant.
Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.
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What happened to “BV Raman, van Eekelen & Van Loon”?
What happened at “BV Raman, van Eekelen & Van Loon” in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 256,388 (▲ 10% vs 2024). Source: NBB ↗
- Marc van Eekelen became a director. NBB
- Wies Van Loon became a director. NBB
- New establishment in Kapellen. KBO
- New establishment in Kalmthout. KBO
- Start of the company according to the CBE. KBO
In short
From € 159,898 profit in 2022 to € 256,388 profit in 2025.
Paid € 336,799 in corporate taxes since 2022.
Best year ever: 2025, with € 256,388 profit.
On average € 229,400 of value added per employee in 2025.
Management
Behind “BV Raman, van Eekelen & Van Loon” are Marc van Eekelen and Wies Van Loon. Wies Van Loon is also behind M & B ZAKENKANTOOR and WiesVL.
Directors
According to the 2025 annual accounts
Marc van Eekelen
Director
since 2019
since 2019
Establishments
Establishment units
Physical locations of this company
Kapellensteenweg (C) 216
2920 Kalmthout
Hoevensebaan 25A
2950 Kapellen
Active since 1 August 2014
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
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Details
- Company number
- 0456.903.454
- VAT number
- BE 0456.903.454
- Registered office
- Kapellensteenweg (C) 216, 2920 Kalmthout
- Names & denominations
- “BV Raman, van Eekelen & Van Loon” · RVE Verzekeringen
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 December 1995
- Peppol
- Active · Active since 24 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen