FINO is a holding company in Temse. Public Limited, started on 16 December 1995, 1 establishment.

What is the address of FINO?

The registered office of FINO is located at Rotstraat 16, 9140 Temse.

Is FINO still active?

Yes. According to the CBE (29 October 2026) FINO is active, legal situation “Normale toestand”, started on 16 December 1995.

Is FINO registered on Peppol?

Yes, FINO is registered on the Peppol network with ID 0208:0456886925.

What is the enterprise number of FINO?

The enterprise number of FINO is BE0456886925.

When was FINO founded?

FINO was founded on 16 December 1995.

Who are the directors of FINO?

According to the 2025 annual accounts, the directors of FINO are: Filip CORDEEL.

Is FINO a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 16 December 1995; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did FINO make in 2025?

FINO recorded a loss after taxes of € 1,094,992 in financial year 2025.

What is the revenue of FINO?

As a small company, FINO is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 376,968.

FINO (Public Limited) - Temse - BE0456886925

Dossier FINO, printed on 29 October 2026 from databakkes.be/en/0456886925/fino. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.

Financials

Financial year 2025

FINO from Temse, company number BE0456886925, closed financial year 2025 with a result of € -1.1 million after tax. For that financial year FINO recorded a gross margin of € 376,968 and equity of € 65.1 million. Compared with financial year 2024, the result moved from € -2.1 million to € -1.1 million. The company made a loss. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.

What it is worth Growing

€ 65.1 million

▲ € 56 million vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -1.1 million

▲ 49 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 349,125

▲ € 267,680 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 7.7 million.

People and assets in 2025

Vehicles and equipment

€ 106,276

▼ 40% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 18 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 10.4 million

▲ 1% vs 2024

€ 573,438 is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.

Owed to suppliers

€ 67,057

▼ 56% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 204,107

▼ 88% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ -647,683 Gross margin 2022: € -647,683 First fiscal year in the series	€ 2,116,281 Gross margin 2023: € 2,116,281 ▲ € 2.8 million vs 2022 (€ -647,683) Favourable step	€ -239,165 Gross margin 2024: € -239,165 ▼ € 2.4 million vs 2023 (€ 2,116,281) Unfavourable step	€ 376,968 Gross margin 2025: € 376,968 ▲ € 616,133 vs 2024 (€ -239,165) Favourable step	▲ € 616,133
Profit after taxes	€ 11,282,769 Profit after taxes 2022: € 11,282,769 First fiscal year in the series	€ -3,115,506 Profit after taxes 2023: € -3,115,506 ▼ € 14.4 million vs 2022 (€ 11,282,769) Unfavourable step	€ -2,129,251 Profit after taxes 2024: € -2,129,251 ▲ € 986,255 vs 2023 (€ -3,115,506) Favourable step	€ -1,094,992 Profit after taxes 2025: € -1,094,992 ▲ € 1 million vs 2024 (€ -2,129,251) Favourable step	▲ € 1 million
Equity	€ 14,291,499 Equity 2022: € 14,291,499 First fiscal year in the series	€ 11,175,993 Equity 2023: € 11,175,993 ▼ 22% vs 2022 (€ 14,291,499) Unfavourable step	€ 9,046,742 Equity 2024: € 9,046,742 ▼ 19% vs 2023 (€ 11,175,993) Unfavourable step	€ 65,069,823 Equity 2025: € 65,069,823 ▲ € 56 million vs 2024 (€ 9,046,742) Favourable step	▲ € 56 million
Total debts	€ 9,683,266 Total debts 2022: € 9,683,266 First fiscal year in the series	€ 14,726,841 Total debts 2023: € 14,726,841 ▲ 52% vs 2022 (€ 9,683,266) Unfavourable step	€ 33,989,797 Total debts 2024: € 33,989,797 ▲ 131% vs 2023 (€ 14,726,841) Unfavourable step	€ 11,054,548 Total debts 2025: € 11,054,548 ▼ 67% vs 2024 (€ 33,989,797) Favourable step	▼ 67%
Cash	€ 399,297 Cash 2022: € 399,297 First fiscal year in the series	€ 179,348 Cash 2023: € 179,348 ▼ 55% vs 2022 (€ 399,297) Unfavourable step	€ 81,445 Cash 2024: € 81,445 ▼ 55% vs 2023 (€ 179,348) Unfavourable step	€ 349,125 Cash 2025: € 349,125 ▲ € 267,680 vs 2024 (€ 81,445) Favourable step	▲ € 267,680
Land & buildings	€ 3,500,758 Land & buildings 2022: € 3,500,758 First fiscal year in the series	€ 11,122,630 Land & buildings 2023: € 11,122,630 ▲ 218% vs 2022 (€ 3,500,758) Unchanged	€ 10,916,420 Land & buildings 2024: € 10,916,420 ▼ 2% vs 2023 (€ 11,122,630) Unchanged	€ 16,061,886 Land & buildings 2025: € 16,061,886 ▲ 47% vs 2024 (€ 10,916,420) Unchanged	▲ 47%
Retained profit	€ 14,018,816 Retained profit 2022: € 14,018,816 First fiscal year in the series	€ 10,903,310 Retained profit 2023: € 10,903,310 ▼ 22% vs 2022 (€ 14,018,816) Unfavourable step	€ 8,774,059 Retained profit 2024: € 8,774,059 ▼ 20% vs 2023 (€ 10,903,310) Unfavourable step	€ 7,679,067 Retained profit 2025: € 7,679,067 ▼ 12% vs 2024 (€ 8,774,059) Unfavourable step	▼ 12%
Bank debt	€ 9,214,640 Bank debt 2022: € 9,214,640 First fiscal year in the series	€ 10,224,701 Bank debt 2023: € 10,224,701 ▲ 11% vs 2022 (€ 9,214,640) Unfavourable step	€ 10,230,667 Bank debt 2024: € 10,230,667 Unchanged (€ 10,224,701) Unfavourable step	€ 10,353,044 Bank debt 2025: € 10,353,044 ▲ 1% vs 2024 (€ 10,230,667) Unfavourable step	▲ 1%
Balance sheet total	€ 29,507,117 Balance sheet total 2022: € 29,507,117 First fiscal year in the series	€ 31,146,220 Balance sheet total 2023: € 31,146,220 ▲ 6% vs 2022 (€ 29,507,117) Unchanged	€ 47,944,253 Balance sheet total 2024: € 47,944,253 ▲ 54% vs 2023 (€ 31,146,220) Unchanged	€ 76,124,371 Balance sheet total 2025: € 76,124,371 ▲ 59% vs 2024 (€ 47,944,253) Unchanged	▲ 59%

Key figures of FINO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FINO?

What happened at FINO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2031 Filip CORDEEL stepped down as director. NBB
Aug 27, 2026 New annual accounts for financial year 2025: loss of € 1.1 million. filed late Source: NBB ↗
2025 Filip CORDEEL became a director. NBB
Sep 5, 1996 New establishment in Temse. KBO
Dec 16, 1995 Start of the company according to the CBE. KBO

In short

From € 11.3 million profit in 2022 to € 1.1 million loss in 2025.

Paid € 604,592 in corporate taxes since 2022.

Best year ever: 2022, with € 11.3 million profit.

Original PDFs at the National Bank ↗

Management

C2F1 100%

The stake of C2F1 comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

FINO

C-Ground 100%

Sobeltec 50%

C-Biotech 50%

HFT INTERNATIONAL 33%

The shares are held by C2F1 (100%). It owns 100% of C-Ground, 50% of Sobeltec, 50% of C-Biotech, 33% of HFT INTERNATIONAL, 25% of FLYWEL and NEURON FACTORY itself.

Directors

According to the 2025 annual accounts

Filip CORDEEL

Managing director

Also active at: CORDEEL ZETEL HOESELT, CORDEEL GROUP, BERNARD CONSTRUCTION, TENNIS MIDDELKERKE, DEMCOR, VLAECO, Immo Cordeel-Aertssen, NOVEA +24 more

since 2025 · until 2031

Shareholders

C2F1

100%

Participations

100%

50%

50%

33%

25%

NEURON FACTORY

Establishments

Establishment units

Physical locations of this company

Registered office

Rotstraat 16

9140 Temse

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.

All companies at this address →

Gheco

€ 90,785 gross margin · 2025

DEL-AMO

€ 78,954 gross margin · 2025

C-FIL same network

€ 2.6 million gross margin · 2025

SUY

C2F1P2

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0456.886.925

VAT number

BE 0456.886.925

Registered office

Rotstraat 16, 9140 Temse

Names & denominations

FINO

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

16 December 1995

Peppol

Active · Active since 23 Sept 2025

Activities · NACE

Activiteiten van hoofdkantoren

Technische studiën en ingenieursactiviteiten

Activiteiten van ingenieurs en aanverwante technische adviseurs, exclusief landmeters-experts

View on CBE Public ↗ Annual accounts (NBB) ↗

FINO

Warning lights

Financials

What happened to FINO?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions