Financials
Financial year 2024
HSBG from Torhout, company number BE0456298589, closed financial year 2024 with a result of € -5,735 after tax. For that financial year HSBG recorded a gross margin of € 125,647 and equity of € 705,437. Compared with financial year 2023, the result moved from € 204,956 to € -5,735. The company made a loss. The buffer shrank hard: equity is 73 % below last year. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 30, 2025.
€ 705,437
▼ 73% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,735
▼ still € 204,956 profit in 2023
Profit after tax over the fiscal year.
€ 983,196
▲ 30% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 304,211.
People and assets in 2024
1.4
Average over the fiscal year, from the social balance sheet.
€ 34,267
▼ 53% vs 2023
€ 24,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 22,762
▼ 25% vs 2023
Supplier invoices still open on the last day of the fiscal year.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 516,624 | € 420,706 | € 505,952 | € 125,647 | ▼ 75% |
| Profit after taxes | € 157,040 | € 134,312 | € 204,956 | € -5,735 | ▼ € 210,691 |
| Equity | € 2,236,426 | € 2,370,738 | € 2,575,695 | € 705,437 | ▼ 73% |
| Total debts | € 763,701 | € 725,411 | € 496,416 | € 1,076,745 | ▲ 117% |
| Cash | € 1,008,660 | € 865,978 | € 758,940 | € 983,196 | ▲ 30% |
| Land & buildings | € 173,046 | € 158,258 | € 177,614 | € 173,842 | ▼ 2% |
| Retained profit | € 911,426 | € 1,045,738 | € 1,250,695 | € 304,211 | ▼ 76% |
| Balance sheet total | € 3,001,635 | € 3,097,367 | € 3,073,038 | € 1,782,821 | ▼ 42% |
| Employees (FTE) | 3.4 | 2.5 | 1.4 | 1.4 |
Key figures of HSBG, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to HSBG?
What happened at HSBG in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 5,735 (▼ € 210,691 vs 2023). filed late Source: NBB ↗
- New establishment in Torhout. KBO
- Start of the company according to the CBE. KBO
In short
From € 157,040 profit in 2021 to € 5,735 loss in 2024.
Paid € 186,860 in corporate taxes since 2021.
Best year ever: 2023, with € 204,956 profit.
On average € 89,700 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind HSBG are Hans Kerckhove, Greetje Mulier and Stijn Kerckhove.
Directors
According to the 2024 annual accounts
Hans Kerckhove
Director
Greetje Mulier
Director
Stijn Kerckhove
Director
Establishments
Establishment units
Physical locations of this company
Keibergstraat 107
8820 Torhout
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0456.298.589
- VAT number
- BE 0456.298.589
- Registered office
- Keibergstraat 107, 8820 Torhout
- Names & denominations
- HSBG
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 13 October 1995
- Peppol
- Active · Active since 1 Dec 2025
- Activities · NACE
Vervaardiging van artikelen van beton voor de bouw
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)
Detailhandel in ijzerwaren, verf, bouwmaterialen (inclusief doe-het-zelfzaken) met een verkoopsoppervlakte van minder dan 400 m2