Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
P.F.M.J. from Charleroi, company number BE0456027583, closed financial year 2025 with a result of € -3,912 after tax. For that financial year P.F.M.J. recorded a gross margin of € 7,155 and equity of € 709. Compared with financial year 2024, the result moved from € -4,288 to € -3,912. The company made a loss. The buffer shrank hard: equity is 85 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 709
▼ 85% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,912
▲ 9 % less loss than in 2024
Profit after tax over the fiscal year.
€ 13,960
▲ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -63,291.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 66
▼ 8% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 6,339 | € 6,513 | € 6,674 | € 7,155 | ▲ 7% |
| Profit after taxes | € -4,586 | € -4,715 | € -4,288 | € -3,912 | ▲ € 376 |
| Equity | € 13,624 | € 8,908 | € 4,621 | € 709 | ▼ 85% |
| Total debts | € 63,178 | € 62,213 | € 54,246 | € 54,865 | ▲ 1% |
| Cash | € 12,907 | € 14,622 | € 9,959 | € 13,960 | ▲ 40% |
| Land & buildings | € 63,895 | € 56,202 | € 48,908 | € 41,614 | ▼ 15% |
| Retained profit | € -50,376 | € -55,092 | € -59,379 | € -63,291 | ▼ € 3,912 |
| Balance sheet total | € 76,801 | € 71,121 | € 58,867 | € 55,574 | ▼ 6% |
Key figures of P.F.M.J., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to P.F.M.J.?
What happened at P.F.M.J. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Yvette DOFFINY stepped down as director. NBB
- Marie-Eve ROQUET-GRAVY stepped down as director. NBB
- Pierre-Paul ROQUET-GRAVY stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 3,912. filed late Source: NBB ↗
- Marie-Eve ROQUET-GRAVY became a director. NBB
- Yvette DOFFINY became a director. NBB
- Pierre-Paul ROQUET-GRAVY became a director. NBB
- New establishment in Charleroi. KBO
In short
From € 4,586 loss in 2022 to € 3,912 loss in 2025.
A new publication or filing at P.F.M.J.? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Establishments
Establishment units
Physical locations of this company
Rue de Beaumont 95
6030 Charleroi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0456.027.583
- VAT number
- BE 0456.027.583
- Registered office
- Rue de Beaumont 95, 6030 Charleroi
- Names & denominations
- P.F.M.J.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 21 September 1995
- Peppol
- Not registered
- Activities · NACE
Overige fiscale dienstverlening
Boekhouders
Boekhouders en boekhouders-fiscalisten
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Groothandel in foto- en filmapparatuur en in andere optische artikelen
Verhuur van woningen, exclusief sociale woningen
Groothandel in foto- en filmapparatuur en in overige optische artikelen