Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
Financials
Financial year 2025
BEM Experts from Mechelen, company number BE0455912074, closed financial year 2025 with a result of € 12,740 after tax. For that financial year BEM Experts recorded a gross margin of € 164,851 and equity of € 136,812. Compared with financial year 2024, the result moved from € 163,166 to € 12,740. The company is profitable. The buffer shrank hard: equity is 63 % below last year. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ 136,812
▼ 63% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 12,740
▼ 92% vs 2024
Profit after tax over the fiscal year.
€ 159,676
▼ 62% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 250,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
2.1
▲ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 121,296
▲ 27% vs 2024
€ 57,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 17,868
▲ 85% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 146,366
▲ 36% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 49,215
▼ 33% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 189,656 | € 148,973 | € 340,333 | € 164,851 | ▼ 52% |
| Profit after taxes | € 55,195 | € 26,029 | € 163,166 | € 12,740 | ▼ 92% |
| Equity | € 198,731 | € 210,906 | € 374,072 | € 136,812 | ▼ 63% |
| Total debts | € 403,379 | € 273,307 | € 224,140 | € 235,581 | ▲ 5% |
| Cash | € 356,567 | € 295,303 | € 417,901 | € 159,676 | ▼ 62% |
| Land & buildings | € 79,882 | € 68,889 | € 57,897 | € 70,034 | ▲ 21% |
| Retained profit | € 198,071 | € 210,246 | € 373,412 | € 136,152 | ▼ 64% |
| Dividend | € 23,248 | € 13,853 | € 0 | € 250,000 | |
| Bank debt | € 31,364 | € 16,309 | € 1,254 | € 0 | ▼ 100% |
| Balance sheet total | € 602,110 | € 484,214 | € 598,212 | € 372,393 | ▼ 38% |
| Employees (FTE) | - | 1.3 | 1.5 | 2.1 | ▲ 0.6 |
Key figures of BEM Experts, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BEM Experts?
What happened at BEM Experts in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 12,740 (▼ 92% vs 2024). Source: NBB ↗
- SSVD Consulting BV became a director. NBB
- Jan Willem Wolffenbuttel became a director. NBB
- Elke Maria De Beuckeleer stepped down as director. NBB
- Eric Emile Dewaet stepped down as director. NBB
- Eric Emile Dewaet became a director. NBB
- Elke Maria De Beuckeleer became a director. NBB
- New establishment in Mechelen. KBO
In short
From € 55,195 profit in 2022 to € 12,740 profit in 2025.
Paid € 117,884 in corporate taxes since 2022.
Best year ever: 2024, with € 163,166 profit.
On average € 78,500 of value added per employee in 2025.
Management
The stake of CED BELGIUM comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BEM ExpertsBehind BEM Experts are Jan Willem Wolffenbuttel and SSVD Consulting BV. The shares are held by CED BELGIUM (100%).
Directors
According to the 2025 annual accounts
Jan Willem Wolffenbuttel
Andere functie
since 2025
Director · represented by Sofie Van Dyck
Also active at: CED Claims Management, CED BELGIUM
since 2026
since 2013 · until 2025
since 2014 · until 2025
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Winketkaai 27 box 1
2800 Mechelen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0455.912.074
- VAT number
- BE 0455.912.074
- Registered office
- Winketkaai 27 bus 1, 2800 Mechelen
- Names & denominations
- BEM Experts · EXPERTISEBURO B.E.M. EXPERTS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 September 1995
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van risicoanalisten en schadetaxateurs
Schade- en risico- experten