Active · per the CBE, 29 October 2026

MEMO

BE0455865257

Rechtspersoon Public limited company 3 establishments

MEMO is registered with the CBE as active in: Call-centers. Public Limited, started on 23 August 1995, 3 establishments.

Lokerenbaan 70, 9240 Zele

Behind the company: Papilio BV, Holding Memo BV.

Active for

31 year, 2 months

Financials

Financial year 2025

MEMO from Zele, company number BE0455865257, closed financial year 2025 with a result of € 108,033 after tax. For that financial year MEMO recorded a gross margin of € 2.2 million and equity of € 2 million. Compared with financial year 2024, the result moved from € -3,124 to € 108,033. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.

What it is worth Growing

€ 2 million

▲ 6% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 108,033

▲ still € 3,124 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 77,255

▼ 82% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 1.8 million.

People and assets in 2025

Full-time equivalents

27.3

▲ 1.1 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 1.6 million

▲ 14% vs 2024

€ 57,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 26,183

▼ 40% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 7 years to go

€ 1 million

▲ 9% vs 2024

€ 72,117 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 1.4 million

▲ 1% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 470,842

▲ 71% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 1,570,995 € 1,515,517 € 1,796,907 € 2,171,966 ▲ 21%
Profit after taxes € 283,916 € 152,948 € -3,124 € 108,033 ▲ € 111,156
Equity € 1,707,155 € 1,860,103 € 1,856,979 € 1,965,012 ▲ 6%
Total debts € 2,286,151 € 2,466,617 € 3,226,058 € 3,459,682 ▲ 7%
Cash € 481,613 € 72,891 € 417,606 € 77,255 ▼ 82%
Retained profit € 1,566,955 € 1,719,903 € 1,716,779 € 1,824,812 ▲ 6%
Dividend € 250,000 € 0 € 0 € 0
Bank debt € 832,962 € 761,110 € 932,991 € 1,017,387 ▲ 9%
Balance sheet total € 3,993,306 € 4,326,720 € 5,083,038 € 5,424,694 ▲ 7%
Employees (FTE) 23.4 19.5 26.2 27.3 ▲ 1.1

Key figures of MEMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to MEMO?

What happened at MEMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 108,033. Source: NBB ↗
  • Papilio BV became a director. NBB
  • Holding Memo BV became a director. NBB
  • New establishment in Aalst. KBO
  • New establishment in Brugge. KBO
  • New establishment in Zele. KBO
  • Start of the company according to the CBE. KBO

In short

From € 283,916 profit in 2022 to € 108,033 profit in 2025.

Paid € 183,829 in corporate taxes since 2022.

Best year ever: 2022, with € 283,916 profit.

On average € 79,600 of value added per employee in 2025.

Management

The stake of HOLDING MEMO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

MEMO

Behind MEMO are Papilio BV and Holding Memo BV. The shares are held by HOLDING MEMO (99.8%).

Directors

According to the 2025 annual accounts

Papilio BV

Director · represented by Michael De Decker

Also active at: TELEWACHT, UW SECRETARESSE, OFFITEL, HOLDING MEMO

since 2021

Holding Memo BV

Director · represented by Christine Vastenavondt

Also active at: TELEWACHT, UW SECRETARESSE, OFFITEL

since 2021

Shareholders

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Lokerenbaan 70

9240 Zele

2.300.951.846

Esplanadeplein 8 box a

9300 Aalst

Active since 1 January 2020

2.300.951.945

Christine D'haenstraat 20

8000 Brugge

Active since 1 January 2020

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0455.865.257
VAT number
BE 0455.865.257
Registered office
Lokerenbaan 70, 9240 Zele
Names & denominations
MEMO
Enterprise type
Rechtspersoon
Legal form
Public limited company
Legal situation
Normale toestand
Start date
23 August 1995
Peppol
Active · Active since 31 Mar 2026
Activities · NACE

Call-centers

Activiteiten van callcenters

Overige zakelijke dienstverlening, neg

Handelsbemiddeling in de niet-gespecialiseerde groothandel

Handelsbemiddeling in goederen, algemeen assortiment

Frequently asked questions

What does MEMO do?
MEMO is registered with the CBE as active in: Call-centers. Public Limited, started on 23 August 1995, 3 establishments.
What is the address of MEMO?
The registered office of MEMO is located at Lokerenbaan 70, 9240 Zele.
Is MEMO still active?
Yes. According to the CBE (29 October 2026) MEMO is active, legal situation “Normale toestand”, started on 23 August 1995.
Is MEMO registered on Peppol?
Yes, MEMO is registered on the Peppol network with ID 0208:0455865257.
What is the enterprise number of MEMO?
The enterprise number of MEMO is BE0455865257.
When was MEMO founded?
MEMO was founded on 23 August 1995.