Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 46 % of short-term debt in 2025; threshold 65 %.
-
Busy address KBO
18 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Fitness & Health from Leuven, company number BE0455717876, closed financial year 2025 with a result of € 361,479 after tax. For that financial year Fitness & Health recorded a gross margin of € 1.2 million and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 387,047 to € 361,479. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 1.1 million
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 361,479
▼ 7% vs 2024
Profit after tax over the fiscal year.
€ 29,623
▼ 20% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 351,250 paid out
97 % of the profit went to the shareholders, mostly to R&A HOLDING (100 % of the shares). That is where the money ends up.
People and assets in 2025
6.7
▲ 1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 605,078
▲ 28% vs 2024
€ 90,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 135,213
▲ 200% vs 2024
Of which on lease € 117,018.
Debts at end 2025
€ 1.6 million
▼ 12% vs 2024
€ 383,482 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 1.5 million
▲ 86% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 307,587
▲ 116% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 856,086 | € 1,052,522 | € 1,002,439 | € 1,170,730 | ▲ 17% |
| Profit after taxes | € -5,044 | € 175,844 | € 387,047 | € 361,479 | ▼ 7% |
| Equity | € 763,270 | € 939,114 | € 1,066,161 | € 1,076,390 | ▲ 1% |
| Total debts | € 3,283,105 | € 3,181,386 | € 3,297,485 | € 4,058,848 | ▲ 23% |
| Cash | € 51,330 | € 61,230 | € 37,068 | € 29,623 | ▼ 20% |
| Land & buildings | € 1,200,671 | € 1,158,135 | € 1,115,600 | € 1,073,065 | ▼ 4% |
| Retained profit | € 744,678 | € 920,522 | € 1,047,569 | € 1,057,798 | ▲ 1% |
| Dividend | € 0 | € 0 | € 260,000 | € 351,250 | ▲ 35% |
| Bank debt | € 2,207,008 | € 2,009,907 | € 1,790,409 | € 1,571,571 | ▼ 12% |
| Balance sheet total | € 4,046,375 | € 4,120,500 | € 4,363,647 | € 5,135,238 | ▲ 18% |
| Employees (FTE) | 3.5 | 6.1 | 5.7 | 6.7 | ▲ 1 |
Key figures of Fitness & Health, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Fitness & Health?
What happened at Fitness & Health in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 361,479 (▼ 7% vs 2024). Source: NBB ↗
- R&A Holding NV became a director. NBB
- New establishment in Leuven. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,044 loss in 2022 to € 361,479 profit in 2025.
Paid € 149,038 in corporate taxes since 2022.
Best year ever: 2024, with € 387,047 profit.
On average € 174,700 of value added per employee in 2025.
Management
The stake of R&A HOLDING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Fitness & HealthBehind Fitness & Health is R&A Holding NV. The shares are held by R&A HOLDING (99.7%). It owns 99% of Jawa itself.
Directors
According to the 2025 annual accounts
Director · represented by Raf Swerts
Also active at: EASYFIT, FIT DANCE, JUVENALIS, EF RSK, EF MAASMECHELEN, EF DIEPENBEEK, EF LOCHRISTI, EF WATERLOO +8 more
since 2017
Shareholders
99.7%
Participations
99%
Establishments
Establishment units
Physical locations of this company
Zeilstraat 2 box 1
3000 Leuven
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 18 companies are registered at this address.
All companies at this address →COMPANY FOR FINANCE AND BUSINESS
€ 41,181 gross margin · 2025
EASYFIT same network
€ -4,097 gross margin · 2025
HUBZ
€ 61,903 gross margin · 2025
JUVENALIS same network
€ 77,303 gross margin · 2025
EF RSK same network
€ 6,777 gross margin · 2025
+13 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Details
- Company number
- 0455.717.876
- VAT number
- BE 0455.717.876
- Registered office
- Zeilstraat 2 bus 1, 3000 Leuven
- Names & denominations
- Fitness & Health
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 August 1995
- Peppol
- Active · Active since 21 Oct 2026
- Contact
- huphup.be
- Activities · NACE
Activiteiten van fitnesscentra