Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PatrimOne from Elsene, company number BE0455565448, closed financial year 2025 with a result of € 107,733 after tax. For that financial year PatrimOne recorded a gross margin of € 1.1 million and equity of € 68,293. Compared with financial year 2024, the result moved from € 168,915 to € 107,733. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.
€ 68,293
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 107,733
▼ 36% vs 2024
Profit after tax over the fiscal year.
€ 916,467
▼ 18% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 87,000 paid out
81 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
10.7
▲ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 768,769
▼ 9% vs 2024
€ 71,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 22,682
▼ 43% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1.9 million
▼ 22% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 138,534
▲ 41% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 880,278 | € 774,607 | € 1,335,542 | € 1,110,732 | ▼ 17% |
| Profit after taxes | € 125,272 | € -136,642 | € 168,915 | € 107,733 | ▼ 36% |
| Equity | € 651,088 | € 514,445 | € 68,361 | € 68,293 | |
| Total debts | € 1,684,509 | € 3,523,005 | € 3,194,042 | € 2,885,741 | ▼ 10% |
| Cash | € 506,469 | € 871,054 | € 1,121,089 | € 916,467 | ▼ 18% |
| Retained profit | € 589,088 | € 452,445 | € 6,361 | € 6,293 | ▼ 1% |
| Dividend | € 0 | € 0 | € 588,500 | € 87,000 | ▼ 85% |
| Balance sheet total | € 2,335,596 | € 4,037,450 | € 3,262,403 | € 2,954,034 | ▼ 9% |
| Employees (FTE) | 8.3 | 11.3 | 10.4 | 10.7 | ▲ 0.3 |
Key figures of PatrimOne, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PatrimOne?
What happened at PatrimOne in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- RB CONSEILS SRL stepped down as director. NBB
- Eric HEMELEERS stepped down as director. NBB
- THIERRY BARLE GESTION stepped down as director. NBB
- Christine DU POUGET DE NADAILLAC (épouse JOURDAN) stepped down as director. NBB
- Charles-Emmanuel GERSDORFF stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 107,733 (▼ 36% vs 2024). Source: NBB ↗
- Annette SENN stepped down as director. NBB
- Charles-Emmanuel GERSDORFF became a director. NBB
In short
From € 125,272 profit in 2022 to € 107,733 profit in 2025.
Paid € 147,102 in corporate taxes since 2022.
Best year ever: 2024, with € 168,915 profit.
On average € 103,800 of value added per employee in 2025.
Management
Directors
According to the 2025 annual accounts
RB CONSEILS SRL
Director · represented by Rémi BEGUIN
since 2020 · until 2027
Eric HEMELEERS
Director
Also active at: GRAND-HORNU - MUSEE DES ARTS CONTEMPORAINS DE LA COMMUNAUTE FRANCAISE, ANGLO - BELGE SPECIAL RISKS, EDGE BROKERS, EECKMAN SERVICES, HH HOLDING
since 2020 · until 2027
Annette SENN
Director
since 2020 · until 2025
THIERRY BARLE GESTION
Director · represented by Thierry BARLE
since 2020 · until 2027
since 2021 · until 2027
since 2025 · until 2027
Establishments
Establishment units
Physical locations of this company
Louizalaan 290
1050 Elsene
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0455.565.448
- VAT number
- BE 0455.565.448
- Registered office
- Louizalaan 290, 1050 Elsene
- Names & denominations
- PatrimOne
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 June 1995
- Peppol
- Active · Active since 18 Sept 2023
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars