Financials
Financial year 2025
R&S ASSUR' from Ans, company number BE0455309189, closed financial year 2025 with a result of € -4,941 after tax. For that financial year R&S ASSUR' recorded a gross margin of € 6,073 and equity of € 187,136. Compared with financial year 2024, the result moved from € 895 to € -4,941. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 187,136
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,941
▼ still € 895 profit in 2024
Profit after tax over the fiscal year.
€ 9,278
▲ € 7,419 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 29,138.
People and assets in 2025
€ 524
▼ 97% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 3,944
▼ 39% vs 2024
€ 2,613 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 5,733
▼ 62% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 13,716 | € 27,542 | € 33,955 | € 6,073 | ▼ 82% |
| Profit after taxes | € 959 | € 947 | € 895 | € -4,941 | ▼ € 5,837 |
| Equity | € 190,235 | € 191,182 | € 192,078 | € 187,136 | ▼ 3% |
| Total debts | € 19,977 | € 19,946 | € 25,130 | € 13,069 | ▼ 48% |
| Cash | € 3,114 | € 2,217 | € 1,859 | € 9,278 | ▲ € 7,419 |
| Land & buildings | € 125,820 | € 118,398 | € 110,976 | € 103,554 | ▼ 7% |
| Retained profit | € 13,041 | € 20,387 | € 27,681 | € 29,138 | ▲ 5% |
| Bank debt | € 13,858 | € 8,974 | € 6,491 | € 3,944 | ▼ 39% |
| Balance sheet total | € 210,212 | € 211,129 | € 217,208 | € 200,205 | ▼ 8% |
Key figures of R&S ASSUR', fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to R&S ASSUR'?
What happened at R&S ASSUR' in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,941 (▼ € 5,837 vs 2024). Source: NBB ↗
- KLEM MANAGEMENT SRL became a director. NBB
- New establishment in Visé. KBO
- New establishment in Ans. KBO
- Start of the company according to the CBE. KBO
In short
From € 959 profit in 2022 to € 4,941 loss in 2025.
Paid € 18,273 in corporate taxes since 2022.
Best year ever: 2022, with € 959 profit.
Management
The stake of KLEM MANAGEMENT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
R&S ASSUR'Behind R&S ASSUR' are THIPPHAPHONE SOUKKHASEUM, KLEM MANAGEMENT SRL and CEDRIC GOBERT. The shares are held by KLEM MANAGEMENT (100%).
Directors
According to the 2025 annual accounts
Director
since 2018
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Jean Pauly 137
4432 Ans
Rue Sartay(CHE) 30
4602 Visé
Active since 29 January 2001
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0455.309.189
- VAT number
- BE 0455.309.189
- Registered office
- Rue Jean Pauly 137, 4432 Ans
- Names & denominations
- R&S ASSUR'
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 29 May 1995
- Peppol
- Active · Active since 7 Jan 2026
- Activities · NACE
Overige activiteiten van geldscheppende financiële instellingen