Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
OPE ET CONSILIO from Beersel, company number BE0455149041, closed financial year 2025 with a result of € 816 after tax. For that financial year OPE ET CONSILIO recorded a gross margin of € 25,545 and equity of € -69,070. Compared with financial year 2024, the result moved from € -3,879 to € 816. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 30, 2026.
€ -69,070
▲ € 816 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 816
▲ still € 3,879 loss in 2024
Profit after tax over the fiscal year.
€ 3,348
▼ 30% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -298,372.
Debts at end 2025
€ 64,341
▼ 18% vs 2024
€ 14,882 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 11,399
▼ 23% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 23,895 | € 23,962 | € 22,468 | € 25,545 | ▲ 14% |
| Profit after taxes | € -4,422 | € -2,515 | € -3,879 | € 816 | ▲ € 4,695 |
| Equity | € -63,491 | € -66,006 | € -69,886 | € -69,070 | ▲ € 816 |
| Total debts | € 254,895 | € 244,928 | € 233,482 | € 216,338 | ▼ 7% |
| Cash | € 2,701 | € 5,123 | € 4,749 | € 3,348 | ▼ 30% |
| Land & buildings | € 161,004 | € 146,061 | € 131,117 | € 116,174 | ▼ 11% |
| Retained profit | € -292,793 | € -295,308 | € -299,187 | € -298,372 | |
| Bank debt | € 102,724 | € 90,895 | € 78,126 | € 64,341 | ▼ 18% |
| Balance sheet total | € 191,404 | € 178,921 | € 163,596 | € 147,268 | ▼ 10% |
Key figures of OPE ET CONSILIO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to OPE ET CONSILIO?
What happened at OPE ET CONSILIO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 816. filed late Source: NBB ↗
- WILLY GOORDEN became a director. NBB
- LILIANE ANCKAERT became a director. NBB
- KURT VAN POTTELBERGH became a director. NBB
- New establishment in Beersel. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,422 loss in 2022 to € 816 profit in 2025.
Best year ever: 2025, with € 816 profit.
Management
Behind OPE ET CONSILIO are WILLY GOORDEN, LILIANE ANCKAERT and KURT VAN POTTELBERGH. WILLY GOORDEN is also behind CARPE UVAM. KURT VAN POTTELBERGH is also behind SEGUROS.
Directors
According to the 2025 annual accounts
since 2023
LILIANE ANCKAERT
Director
since 2023
since 2023
Establishments
Establishment units
Physical locations of this company
Alsembergsesteenweg 801
1653 Beersel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0455.149.041
- VAT number
- BE 0455.149.041
- Registered office
- Alsembergsesteenweg 801, 1653 Beersel
- Names & denominations
- OPE ET CONSILIO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 5 May 1995
- Peppol
- Active · Active since 23 Dec 2025