Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
ARGUS VERZEKERINGEN from Kortrijk, company number BE0454063631, closed financial year 2025 with a result of € 89,461 after tax. For that financial year ARGUS VERZEKERINGEN recorded a gross margin of € 116,763 and equity of € 68,204. Compared with financial year 2024, the result moved from € 112,036 to € 89,461. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ 68,204
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 89,461
▼ 20% vs 2024
Profit after tax over the fiscal year.
€ 50,991
▼ 69% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 89,463 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 29,249
▼ 18% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 64,515 | € 157,326 | € 145,204 | € 116,763 | ▼ 20% |
| Profit after taxes | € 47,866 | € 118,706 | € 112,036 | € 89,461 | ▼ 20% |
| Equity | € 68,200 | € 68,219 | € 68,205 | € 68,204 | |
| Total debts | € 85,563 | € 163,546 | € 154,483 | € 119,969 | ▼ 22% |
| Cash | € 109,207 | € 131,374 | € 165,648 | € 50,991 | ▼ 69% |
| Retained profit | € 6,200 | € 6,219 | € 6,205 | € 6,204 | |
| Dividend | € 47,875 | € 118,688 | € 112,050 | € 89,463 | ▼ 20% |
| Balance sheet total | € 153,763 | € 231,765 | € 222,688 | € 188,173 | ▼ 15% |
Key figures of ARGUS VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ARGUS VERZEKERINGEN?
What happened at ARGUS VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- David Verhamme stepped down as director. NBB
- Anne-Marie Vervaeke stepped down as director. NBB
- Freddy Verschetse stepped down as director. NBB
- Sofie Verschetse stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 89,461 (▼ 20% vs 2024). filed late Source: NBB ↗
- David Verhamme became a director. NBB
- Anne-Marie Vervaeke became a director. NBB
- Freddy Verschetse became a director. NBB
In short
From € 47,866 profit in 2022 to € 89,461 profit in 2025.
Paid € 123,414 in corporate taxes since 2022.
Best year ever: 2023, with € 118,706 profit.
Paid out € 368,075 in dividends to the owners in total.
Management
Directors
According to the 2025 annual accounts
Anne-Marie Vervaeke
Managing director, Chairman of the board
Also active at: KONVERT, Konvert Service, AXS
since 2023 · until 2029
Freddy Verschetse
Director, Managing director
Also active at: KONVERT, KONVERT INTERIM BRUSSELS, Konvert Service, BEDRIJVENCENTRUM - VLAAMSE ARDENNEN, KONVERT OFFICE, AXS, KONVERT CONSTRUCT, KONVERT INTERIM WALLONIE +1 more
since 2023 · until 2029
Sofie Verschetse
Director
since 2023 · until 2029
David Verhamme
Director
since 2024 · until 2030
Establishments
Establishment units
Physical locations of this company
Bohemenberg(Kor) 23A
8500 Kortrijk
President Kennedylaan(Kor) 7
8500 Kortrijk
Active since 9 May 1995
Bohemenberg(Kor) 23 box A
8500 Kortrijk
Active since 1 September 2019
Elizabetlaan 81 box B
8300 Knokke-Heist
Active since 1 September 2019
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0454.063.631
- VAT number
- BE 0454.063.631
- Registered office
- Bohemenberg(Kor) 23A, 8500 Kortrijk
- Names & denominations
- ARGUS VERZEKERINGEN
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 20 December 1994
- Peppol
- Not registered