Financials
Financial year 2025
RUNA INVEST from Temse, company number BE0453826871, closed financial year 2025 with a result of € 241,353 after tax. For that financial year RUNA INVEST recorded a gross margin of € 445,384 and equity of € 2.4 million. Compared with financial year 2024, the result moved from € 326,558 to € 241,353. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 2.4 million
▲ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 241,353
▼ 26% vs 2024
Profit after tax over the fiscal year.
€ 610,518
▲ 6% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 2.4 million.
People and assets in 2025
€ 104,515
▼ 36% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 335,774
▼ 31% vs 2024
€ 94,300 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 10,528
▼ 63% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 37,579
▲ 36% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 578,335 | € 630,243 | € 397,009 | € 445,384 | ▲ 12% |
| Profit after taxes | € 131,585 | € 296,898 | € 326,558 | € 241,353 | ▼ 26% |
| Equity | € 2,259,867 | € 2,556,764 | € 2,188,323 | € 2,429,676 | ▲ 11% |
| Total debts | € 1,468,225 | € 1,351,036 | € 800,854 | € 400,802 | ▼ 50% |
| Cash | € 665,067 | € 396,882 | € 575,272 | € 610,518 | ▲ 6% |
| Land & buildings | € 2,832,175 | € 2,175,134 | € 2,086,674 | € 1,969,734 | ▼ 6% |
| Retained profit | € 1,747,867 | € 2,044,764 | € 2,126,323 | € 2,367,676 | ▲ 11% |
| Dividend | € 0 | € 0 | € 245,000 | € 0 | ▼ 100% |
| Bank debt | € 1,375,844 | € 1,276,043 | € 484,960 | € 335,774 | ▼ 31% |
| Balance sheet total | € 3,785,989 | € 3,962,037 | € 3,039,753 | € 2,877,394 | ▼ 5% |
| Employees (FTE) | 1.9 | 0 | 0 | - |
Key figures of RUNA INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to RUNA INVEST?
What happened at RUNA INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Famke Lardenoit stepped down as director. NBB
- Nancy De Roeck stepped down as director. NBB
- Rudy Odilon Lardenoit stepped down as director. NBB
- Ben Lardenoit stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 241,353 (▼ 26% vs 2024). Source: NBB ↗
- Famke Lardenoit became a director. NBB
- Nancy De Roeck became a director. NBB
- Rudy Odilon Lardenoit became a director. NBB
In short
From € 131,585 profit in 2022 to € 241,353 profit in 2025.
Paid € 313,676 in corporate taxes since 2022.
Best year ever: 2024, with € 326,558 profit.
On average € 304,400 of value added per employee in 2022.
Management
It owns 95% of Kantoor Lardenoit Finance and 80.1% of Lardenoit Insurance itself.
Directors
According to the 2025 annual accounts
Famke Lardenoit
Director
since 2018 · until 2029
Nancy De Roeck
Director
since 2018 · until 2029
Rudy Odilon Lardenoit
Managing director
since 2018 · until 2029
Ben Lardenoit
Director
since 2018 · until 2029
Establishments
Establishment units
Physical locations of this company
Oeverstraat 2
9140 Temse
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0453.826.871
- VAT number
- BE 0453.826.871
- Registered office
- Oeverstraat 2, 9140 Temse
- Names & denominations
- RUNA INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 22 November 1994
- Peppol
- Active · Active since 18 Aug 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Activiteiten van holdings
Holdings