What does FINANCIEEL MANAGEMENT PANNIER do?

FINANCIEEL MANAGEMENT PANNIER is an engineering firm in Gent. Private Limited, started on 9 November 1994, 1 establishment.

What is the address of FINANCIEEL MANAGEMENT PANNIER?

The registered office of FINANCIEEL MANAGEMENT PANNIER is located at Beukenlaan 89b, 9051 Gent.

Is FINANCIEEL MANAGEMENT PANNIER still active?

Yes. According to the CBE (29 October 2026) FINANCIEEL MANAGEMENT PANNIER is active, legal situation “Normale toestand”, started on 9 November 1994.

Is FINANCIEEL MANAGEMENT PANNIER registered on Peppol?

Yes, FINANCIEEL MANAGEMENT PANNIER is registered on the Peppol network with ID 0208:0453769661.

What is the enterprise number of FINANCIEEL MANAGEMENT PANNIER?

The enterprise number of FINANCIEEL MANAGEMENT PANNIER is BE0453769661.

When was FINANCIEEL MANAGEMENT PANNIER founded?

FINANCIEEL MANAGEMENT PANNIER was founded on 9 November 1994.

Who are the directors of FINANCIEEL MANAGEMENT PANNIER?

According to the 2025 annual accounts, the directors of FINANCIEEL MANAGEMENT PANNIER are: ANN LANCKRIET, PHILIPPE PANNIER.

Is FINANCIEEL MANAGEMENT PANNIER a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 9 November 1994; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did FINANCIEEL MANAGEMENT PANNIER make in 2025?

FINANCIEEL MANAGEMENT PANNIER recorded a loss after taxes of € 28,975 in financial year 2025.

What is the revenue of FINANCIEEL MANAGEMENT PANNIER?

As a small company, FINANCIEEL MANAGEMENT PANNIER is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 61,786.

FINANCIEEL MANAGEMENT PANNIER (Private Limited) - Gent

Dossier FINANCIEEL MANAGEMENT PANNIER, printed on 29 October 2026 from databakkes.be/en/0453769661/financieel-management-pannier. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

FINANCIEEL MANAGEMENT PANNIER from Gent, company number BE0453769661, closed financial year 2025 with a result of € -28,975 after tax. For that financial year FINANCIEEL MANAGEMENT PANNIER recorded a gross margin of € 61,786 and equity of € 1.7 million. Compared with financial year 2024, the result moved from € 101,336 to € -28,975. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2026.

What it is worth Healthy

€ 1.7 million

▼ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -28,975

▼ still € 101,336 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 176,608

▼ 26% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 143,292.

People and assets in 2025

Vehicles and equipment

€ 67,815

▲ 15% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 445,506

▼ 28% vs 2024

€ 80,000 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 344,718

▼ 11% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 21,764

▲ 150% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 27,265 Gross margin 2022: € 27,265 First fiscal year in the series	€ 101,378 Gross margin 2023: € 101,378 ▲ 272% vs 2022 (€ 27,265) Favourable step	€ 192,665 Gross margin 2024: € 192,665 ▲ 90% vs 2023 (€ 101,378) Favourable step	€ 61,786 Gross margin 2025: € 61,786 ▼ 68% vs 2024 (€ 192,665) Unfavourable step	▼ 68%
Profit after taxes	€ -18,249 Profit after taxes 2022: € -18,249 First fiscal year in the series	€ 22,359 Profit after taxes 2023: € 22,359 ▲ € 40,609 vs 2022 (€ -18,249) Favourable step	€ 101,336 Profit after taxes 2024: € 101,336 ▲ € 78,976 vs 2023 (€ 22,359) Favourable step	€ -28,975 Profit after taxes 2025: € -28,975 ▼ € 130,310 vs 2024 (€ 101,336) Unfavourable step	▼ € 130,310
Equity	€ 1,573,572 Equity 2022: € 1,573,572 First fiscal year in the series	€ 1,595,931 Equity 2023: € 1,595,931 ▲ 1% vs 2022 (€ 1,573,572) Favourable step	€ 1,697,267 Equity 2024: € 1,697,267 ▲ 6% vs 2023 (€ 1,595,931) Favourable step	€ 1,668,292 Equity 2025: € 1,668,292 ▼ 2% vs 2024 (€ 1,697,267) Unfavourable step	▼ 2%
Total debts	€ 2,364,759 Total debts 2022: € 2,364,759 First fiscal year in the series	€ 2,992,705 Total debts 2023: € 2,992,705 ▲ 27% vs 2022 (€ 2,364,759) Unfavourable step	€ 2,882,462 Total debts 2024: € 2,882,462 ▼ 4% vs 2023 (€ 2,992,705) Favourable step	€ 2,830,614 Total debts 2025: € 2,830,614 ▼ 2% vs 2024 (€ 2,882,462) Favourable step	▼ 2%
Cash	€ 699,001 Cash 2022: € 699,001 First fiscal year in the series	€ 789,946 Cash 2023: € 789,946 ▲ 13% vs 2022 (€ 699,001) Favourable step	€ 239,636 Cash 2024: € 239,636 ▼ 70% vs 2023 (€ 789,946) Unfavourable step	€ 176,608 Cash 2025: € 176,608 ▼ 26% vs 2024 (€ 239,636) Unfavourable step	▼ 26%
Land & buildings	€ 1,462,757 Land & buildings 2022: € 1,462,757 First fiscal year in the series	€ 1,467,276 Land & buildings 2023: € 1,467,276 Unchanged (€ 1,462,757) Unchanged	€ 1,467,276 Land & buildings 2024: € 1,467,276 Unchanged (€ 1,467,276) Unchanged	€ 1,469,962 Land & buildings 2025: € 1,469,962 Unchanged (€ 1,467,276) Unchanged
Retained profit	€ 48,572 Retained profit 2022: € 48,572 First fiscal year in the series	€ 70,931 Retained profit 2023: € 70,931 ▲ 46% vs 2022 (€ 48,572) Favourable step	€ 172,267 Retained profit 2024: € 172,267 ▲ 143% vs 2023 (€ 70,931) Favourable step	€ 143,292 Retained profit 2025: € 143,292 ▼ 17% vs 2024 (€ 172,267) Unfavourable step	▼ 17%
Bank debt	€ 876,179 Bank debt 2022: € 876,179 First fiscal year in the series	€ 787,669 Bank debt 2023: € 787,669 ▼ 10% vs 2022 (€ 876,179) Favourable step	€ 623,023 Bank debt 2024: € 623,023 ▼ 21% vs 2023 (€ 787,669) Favourable step	€ 445,506 Bank debt 2025: € 445,506 ▼ 28% vs 2024 (€ 623,023) Favourable step	▼ 28%
Balance sheet total	€ 4,180,283 Balance sheet total 2022: € 4,180,283 First fiscal year in the series	€ 4,830,588 Balance sheet total 2023: € 4,830,588 ▲ 16% vs 2022 (€ 4,180,283) Unchanged	€ 4,821,681 Balance sheet total 2024: € 4,821,681 Unchanged (€ 4,830,588) Unchanged	€ 4,740,858 Balance sheet total 2025: € 4,740,858 ▼ 2% vs 2024 (€ 4,821,681) Unchanged	▼ 2%

Key figures of FINANCIEEL MANAGEMENT PANNIER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.

What happened to FINANCIEEL MANAGEMENT PANNIER?

What happened at FINANCIEEL MANAGEMENT PANNIER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Apr 30, 2026 New annual accounts for financial year 2025: loss of € 28,975 (▼ € 130,310 vs 2024). Source: NBB ↗
Dec 14, 1994 New establishment in Gent. KBO
Nov 9, 1994 Start of the company according to the CBE. KBO

In short

From € 18,249 loss in 2022 to € 28,975 loss in 2025.

Paid € 18,748 in corporate taxes since 2022.

Best year ever: 2024, with € 101,336 profit.

Original PDFs at the National Bank ↗

Management

HOLDING F.M.P. 99.7%

The stake of HOLDING F.M.P. comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

FINANCIEEL MANAGEMENT PANNIER

HOUTLAND 50%

Behind FINANCIEEL MANAGEMENT PANNIER are ANN LANCKRIET and PHILIPPE PANNIER. The shares are held by HOLDING F.M.P. (99.7%). It owns 50% of HOUTLAND itself.

Directors

According to the 2025 annual accounts

ANN LANCKRIET

Director

PHILIPPE PANNIER

Director

Also active at: HOLDING F.M.P.

Shareholders

HOLDING F.M.P.

99.7%

Participations

HOUTLAND

50%

Establishments

Establishment units

Physical locations of this company

Registered office

Beukenlaan 89b

9051 Gent

2.069.342.570

Beukenlaan 89 box B

9051 Gent

Active since 14 December 1994

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0453.769.661

VAT number

BE 0453.769.661

Registered office

Beukenlaan 89b, 9051 Gent

Names & denominations

FINANCIEEL MANAGEMENT PANNIER · F.M.P.

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

9 November 1994

Peppol

Active · Active since 4 Nov 2025

Activities · NACE

Activiteiten van ingenieurs en aanverwante technische adviseurs, exclusief landmeters-experts

Technische studiën en ingenieursactiviteiten

View on CBE Public ↗ Annual accounts (NBB) ↗