Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 33 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
JANCO from Diest, company number BE0453542009, closed financial year 2026 with a result of € 4,139 after tax. For that financial year JANCO recorded a gross margin of € 14,735 and equity of € 5,031. Compared with financial year 2025, the result moved from € -6,531 to € 4,139. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 22, 2026.
€ 5,031
▲ € 4,139 vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,139
▲ still € 6,531 loss in 2025
Profit after tax over the fiscal year.
€ 8,734
▲ 13% vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € -13,561.
People and assets in 2026
€ 4,901
▼ 6% vs 2025
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,741
▼ 56% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 53,000
Loans from banks and other lenders, long and short.
€ 26,471
▲ 6% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 1,171
▼ 71% vs 2025
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € -5,430 | € -2,351 | € 12,269 | € 14,735 | ▲ 20% |
| Profit after taxes | € -3,121 | € -12,330 | € -6,531 | € 4,139 | ▲ € 10,669 |
| Equity | € 19,754 | € 7,423 | € 893 | € 5,031 | ▲ € 4,139 |
| Total debts | € 70,011 | € 84,680 | € 83,122 | € 80,844 | ▼ 3% |
| Cash | € 8,430 | € 14,530 | € 7,751 | € 8,734 | ▲ 13% |
| Retained profit | € 1,162 | € -11,169 | € -17,700 | € -13,561 | ▲ € 4,139 |
| Bank debt | € 50,000 | € 55,000 | € 53,000 | € 53,000 | |
| Balance sheet total | € 89,765 | € 92,103 | € 84,014 | € 85,875 | ▲ 2% |
Key figures of JANCO, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to JANCO?
What happened at JANCO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 4,139. Source: NBB ↗
- New establishment in Scherpenheuvel-Zichem. KBO
- Carl Swiggers became a director. NBB
- New establishment in Diest. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,121 loss in 2023 to € 4,139 profit in 2026.
Paid € 1,607 in corporate taxes since 2023.
Best year ever: 2026, with € 4,139 profit.
Management
Behind JANCO are Carl Swiggers and Christa Rachel Jannes. Christa Rachel Jannes is also behind REJAN.
Directors
According to the 2026 annual accounts
Carl Swiggers
Director
since 2004
Establishments
Establishment units
Physical locations of this company
Bredestraat 129 box A
3293 Diest
Bredestraat 118
3293 Diest
Active since 24 October 1994
Basilieklaan 13
3270 Scherpenheuvel-Zichem
Active since 5 September 2026
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0453.542.009
- VAT number
- BE 0453.542.009
- Registered office
- Bredestraat 129 bus A, 3293 Diest
- Names & denominations
- JANCO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 October 1994
- Peppol
- Active · Active since 8 Aug 2025
- Activities · NACE
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)
Schrijnwerk
Schrijnwerk van hout of van kunststof
Vervaardiging van eetkamer-, zitkamer-, slaapkamer- en badkamermeubelen
Vervaardiging van kantoor- en winkelmeubelen
Vervaardiging van kantoor-, winkel- en ateliermeubelen, overwegend van metaal
Vervaardiging van stoelen en zitmeubelen voor woningen en kantoren